Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12

views
     
Human Nature
post Oct 8 2016, 12:20 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(mitodna @ Oct 8 2016, 07:45 AM)
Paying outstanding as in full? Meaning including unbilled amount? Or Statement amount? Standard Chartered don't let me cancel it.
*
Yes, any outstanding amount.
Human Nature
post Nov 12 2016, 02:59 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(christ14 @ Nov 12 2016, 02:26 PM)
can i cancel and pay remaining (just few ringgits) aeon cc at wangsa maju aeon? this thing keep charging me nonsense like fees and what not cuz i didnt use it frequently
*
Yes, pay the outstanding and tell them you want to cancel it
Human Nature
post Jun 5 2017, 10:46 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(lockheed90 @ Jun 5 2017, 11:09 AM)
I wanted to cancel my citi credit card through telephone last week and then the teller said wait 3 working days theyll call back..its been a week and no call from citibank and my card is still active..what should i do to terminate my card?
*
send an email to the bank. if still no action within your stipulated time, escalate it.
Human Nature
post Jun 27 2017, 12:23 AM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(terrysoh @ Jun 26 2017, 01:37 PM)
Noob question, if i am looking forward to either cancel the card or only stays if the Annual Fee is waived, should I request for a waiver BEFORE or AFTER the Annual Fee is out in the statement?

Thanks!
*
before. if you want to request it after, make sure you did not perform any transaction so that you can cancel if the request is not successful.
Human Nature
post Aug 31 2017, 10:56 AM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(b787 @ Aug 31 2017, 01:00 AM)
If the annual fee already charged in my statement and my request to waive the annual fee is rejected,  do i still need to pay it if i decided to cancel the card ?
*
Yes, if you have used the card after it is charged. Or try to get it pro-rated. What bank is this?
Human Nature
post Oct 31 2017, 09:30 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(JuneResources @ Oct 31 2017, 08:50 PM)
Previously I contact to call center to request for terminate the card.

However in order to ensure it is really legit that my CC has been successful cancel, how to confirm the AMbank cc has been successful cancel?

I have tried to call several time to the call center, but ridiculous their waiting call is damn long (Their call center is not the toll free 1800) ranting.gif
Besides, I tried to Live Chat but end up they unable to check for CC account information.  sweat.gif
Since cc account information unable to check, I just thinking that what is the purposes at the first place they implement the Live Chat? confused.gif

I got try to insert my CC at ATM machine or Cash Deposit machine, to check whether the CC still can running or not.
Out of my expectation, my CC still can working and can access to the Main Menu (via ATM machine to check balance, withdraw cash and so on).
Based on the situation, can I say my CC still haven't cancel yet?

Need your guy to advice. icon_question.gif
*
To be 100% sure that it has been cancelled, check your CCRIS
Human Nature
post Oct 31 2017, 10:44 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(JuneResources @ Oct 31 2017, 09:49 PM)
I'm not sure about CCRIS.
But what I know For CCRIS normally after 6 mths able to know, right?

Correct me if I'm wrong.
*
nope, it will be reflected on the next month. I forget what is the specific date every month
Human Nature
post Nov 1 2017, 04:58 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(JuneResources @ Nov 1 2017, 02:41 PM)
Ok, thanks for your advice. Then at least better my ccris score will better on next month. Lol.

Btw, take almost 3 days already gt response from AmBank via email that my card been "blocked". Means that my card successful cancel?

Just wondering if the card has been blocked, then my card should be unable to read during insert my card to ATM machine. Am I right?

Kinda confused their "wording".
*
blocked is not equal to cancel, ie you can still request for unblock
Human Nature
post Nov 1 2017, 06:05 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(JuneResources @ Nov 1 2017, 05:05 PM)
Meaning that block is still count in CCRIS?
No plan to unblock because not much benefit for me using the General CC.
*
block meaning it will still appear in your CCRIS as if you still carrying it
Human Nature
post Dec 20 2017, 10:05 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(JuneResources @ Dec 20 2017, 05:49 PM)
Meaning that if the card has been blocked, then the CCRIS listed with state "BLOCK" this word?
I prefer disappear the particular card from CCRIS listed.  laugh.gif

How the way generate CCRIS? Heard from my friend it's not FOC to generate CCRIS, right?
*
It's FOC. email to BNM or go to its branch. AKPK branch can too
Human Nature
post Apr 6 2020, 12:08 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(rebecca_choo @ Apr 6 2020, 12:00 PM)
Hey all,

Say I got my card approved and activated today... and I suppose to receive a free gift somewhere next month.. so, once i've gotten the gift, can I simply call up the bank and cancel the card? Is there any implication by doing this? Any penalty imposed?

Regards,
*
No, unless there is a specific T&C in the sign up campaign
Human Nature
post Jul 12 2020, 10:22 AM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(poooky @ Jul 12 2020, 09:30 AM)
Hi all, what is the easiest way to cancel a CIMB credit card in 2020? I received two cards back when I first registered many years back. One of which has never been used, but have been charged the annual RM25 Service Tax since reintroduction of SST.

No longer able absorb these fees. Any advice is appreciated. Do I call them? Email? or do I physically need to go to the branch where I first applied for the cards?
*
Call or email will do
Human Nature
post Aug 23 2020, 01:03 AM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(Matchy @ Aug 22 2020, 11:46 PM)
Just got charged service tax on my CIMB card... so if I cancel now, do I still need to pay the tax? haven't use the card since last statement
*
According to here, no
https://forum.lowyat.net/index.php?showtopi...post&p=97002144
Human Nature
post Sep 15 2020, 10:54 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(omron @ Sep 15 2020, 10:48 PM)
if i dont have the card cimb , but how to terminate it without have to go to counter branch?
*
I don't understand your question. You mean you don't have the physical card with you?

You can call or email customer service to cancel.
Human Nature
post Jan 9 2021, 04:47 PM

- student of human nature -
*********
All Stars
26,520 posts

Joined: Jan 2003
QUOTE(liverpooluc @ Jan 9 2021, 04:01 PM)
Hi All,

I wanted to cancel my mbb2 card MasterCard (not activated due to swapping to visa, got the Visa card already), can I just call their CS for cancellation or I need to surrender the card at the branch?

Thanks
*
Can just call.

Do they allow cancelling only one of the MBB2 card nowadays?

3 Pages < 1 2 3Top
 

Change to:
| Lo-Fi Version
0.0246sec    0.40    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 08:36 PM