Sounds cruel but I have to agree with most of the folks here.
Next time don't be so naive. It is easy to cancel a card but to get that GST waiver ... good luck!

Actually in the first place, consumers need to think carefully before they sign up for the card. I have seen many came in here asking where can get freebies prior to application thus I suspect the intention of the cc application. It is actually the fault of both parties (consumers and the bank) and both are exploiting the weakness of each other.