Old AIA policy doesn't have this benefit. I am looking for a topup policy that include this to supplement my existing policy which will expire in 9 years time.

why ur policy will expired?

ur age?

OP kidney/cancer go for limit follow annual limit such as prudential/allianz

wah old plan.... why dont u show newer plan

Just an update. Allianz med cardhas changed it's limit already. For room n board 200, the annual limit is 100k and lifetime limit 1m. Others unchanged. However the cost of insurance is hiqher by 30pc.

Hi,

Some mistake on the above table. ING Medical card do not have any Co-Insurance feature. It is "As Charged" for the kidney dialysis and also for the cancer treatment .

i used the wrong term. i've fixed it. you can check out the article in my blog here.

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Added on June 10, 2011, 9:36 pmhi ronnie,

u have the latest premium table for the revised Allianz med card? if u can share it, please do drop a mail to jutamind@gmail.com. will update my article for sharing to all.

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Added on June 10, 2011, 9:46 pmjust got the details for manucare100 med card. will share the article once i composed it. will also include it in the comparison article as well.


This post has been edited by jutamind: Jun 10 2011, 09:46 PM

Sorry jutamind, i dont have the complete premium table for the new powerlink med card (as what u had in ur blog). However to update your table, the price for 30 yrs old non smoker Room and Board 200, annual limit 100k, lifetime limit 1m is RM414.70 instead of the old Rm336.25. Its still the lowestwith decend coverage

Hope this helps. Thanks

thanks for the info. will update accordingly.

[quote=chew_ronnie,Jun 11 2011, 11:05 PM]
Sorry jutamind, i dont have the complete premium table for the new powerlink med card (as what u had in ur blog). However to update your table, the price for 30 yrs old non smoker Room and Board 200, annual limit 100k, lifetime limit 1m is RM414.70 instead of the old Rm336.25. Its still the lowestwith decend coverage

its still the lowest coverage compared to all.

even better if u don't attach medical card, no way anyone can beat just Life + Critical Illness for Allianz. Cheap. Even selling it as MLTA, you straight away give 40% discount compared to competitors, lol.

why Allianz premium so cheap?

hard to claim?

Try hospitalized with Allianz's card, then u'll know. Haha, just joking.

Based on my experience all cards claiming procedure are the same. As long as NO fraud or non disclosure.

from my experience, allianz claim is 2 weeks max.

i even have one client who was in the hospital and got diagnosed with gastroenimitis (sp?) on the 28th day he receive the medical card. but allianz was willing to cover him even though he did not pass his 30 days cooling period.

so again, allianz claims is just like any other companies.

I own 2 allianz POWerlink plan

y u gt 2 allianz ILP?

maybe for MLTA purposes?

can we not discuss about investment linked medical card here... it is just not right to compare this with standalone medical card...in many aspects.

like it or not, investment-linked policies are the most popular, flexible and affordable in the market nowadays. so i guess there is a point for us to compare investment-linked medical riders here, even though i do recognize that stand alone med card do have their own merits.

1 for medical purpose, 1 for income replacement/MLTA etc.


Yes, there are differences in terms of their features. However, do remember that both ILP-MC and standalone MC serve the same purpose. Fair comparison and constructive opinions will be useful for us.

i think you hv been here long enough to join a few hot discussions about standalone and ILP's .. I'm trying not to generalised all these terms but to say ILP is affordable just doesn't sound right if one were to look for a medical card and nothing else.



fair comparison exists when cost + features are more or less the same... but look, ILP MC coverage most if not all is anytime way better (let say life time limit) than standalone's. And I can also tell the public that ILP-MC is cheaper (per RM1 coverage) compares to standalone's, but one has to pay a lot more to get medical coverage if his/her sole intention is to get medical insurance. So, if we are telling public consumer that this X ILP-MC has million in lifetime limit so why bother about Y's standalone which only gives 400K lifetime isn't exactly a good way to do comparo , isn't it.

I get what you mean, just that I think many forumers are still unclear about insurance and don't know the difference between ILP-MC and standalone MC. So I believe they wish to know more about both products and comparisons of both.

But you are right. Maybe this isn't the right place to discuss this as the topic title is AXA Affin MC, thus comparison shall be made between the standalone MCs.