Hello guys,

Sorry for interrupting your discussion. Just got a few question to ask:

13) Daily In-Hospital Physician’s Visit:
Reimbursement of the Reasonable and Customary Charges by a Physician for Medically Necessary visiting a in-paying patient while confined for surgical and non-surgical disability subject to a maximum of one (1) visit per day not exceeding the maximum number of days as set forth in the Schedule of Benefit.

- Is it inclusive for ICU? If not how many visit for ICU, i cant find it in policy wording.
- Is it enough for only 1 max visit per day?

14) Daily In-Hospital Specialist’s Visit:
Reimburses of fees charged by the attending Specialist for daily bedside visits to the Insured Person during non-surgical confinement in a Hospital. The Company shall pay to the Insured Person an amount equal to the Reasonable and Customary Charges made by the Specialist for visits limited to one (1) visit per day of Hospital confinement, but in no event shall the benefit exceed the maximum number of days for a Disability as set forth in the Schedule of Benefits.

- This one catch my attention but is it really necessary for visit during non-surgical when we have a surgical/surgeon benefits?
- I so far never experienced about this one, but can you guys name one of the case that we need this benefit?
- Is this cover for ICU?

Sorry if i ask to many question, just want to improve my knowledge in term of policy wording.

Thanks

If you admit to Panel Hospital then u entitle for GL...
then would be cashless

wah old plan.... why dont u show newer plan