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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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cempedaklife
post Apr 11 2012, 09:27 AM

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QUOTE(DM3 @ Apr 11 2012, 08:05 AM)
even though exit the quota of rm50 rebate,i still think its worth it as no other card besides it & mbb2 amex can give as much rebates as these 2 cars  tongue.gif
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Loving both the cards like u do!
cempedaklife
post Apr 12 2012, 11:40 AM

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for those who spent on dining@curve and got the 20%..

i just wanna ask, in ur online statement, the amount stated is still the full amount? they'll state the 20% only during the closing day?
cempedaklife
post Apr 12 2012, 01:22 PM

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QUOTE(farscope @ Apr 12 2012, 12:06 PM)
as i mentioned above, the rebate will not be reflected in the same statement as your dining. so your dining spending will be in full amount.
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oh...din realize ur earlier post..

thx smile.gif
cempedaklife
post Apr 12 2012, 02:25 PM

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QUOTE(NewGUY @ Apr 12 2012, 01:51 PM)
I just notice 1 thing, most of us trying to max to get the RM50....

I wonder why speending thousands of ringgit just to get the RM 50....

The rebate is suppose when u need to spend to get back something as bonus, but i now is everyone is like trying to spend to get the RM50.....

Spend wat is needed or necessary la....

I m single, I m not sure how a family spending pattern, groceries how much a month? and others??

Does every family spend RM 1000 for household and groceries? Just curious here..... rclxub.gif  rclxub.gif

My rebate I get per mth around 30++, not include petrol.....

I hope wat i explain here is understandable.... thumbup.gif  thumbup.gif

Maybe someone can share here..... rclxub.gif  rclxub.gif
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ur thinking is correct, which i myself do..

but their thinking is correct too..

just that we have different expenses .... they usually have more than rm1k expenses on all 4 categories....
cempedaklife
post Apr 12 2012, 02:47 PM

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QUOTE(NewGUY @ Apr 12 2012, 02:42 PM)
bro, off topic a bit here la....

petrol goes to UOB card la....

i tot ur utilities is include astro and broadband......if not include i guess 1k for the 5% not enuf...


Added on April 12, 2012, 2:45 pm

so far, i x the 1 to buy few things at same time, I buy by sequence so my cash flow will not too tight....

after 1 installment or loan lesser, then buy another.....at least u x feel u own too much....
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not all ppl have all the cards you have....so that's why.....
cempedaklife
post Apr 14 2012, 12:52 PM

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The curve got road show
cempedaklife
post Apr 17 2012, 11:29 AM

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QUOTE(iVW @ Apr 16 2012, 08:24 PM)
just an expenses + rebate update:

Jusco AEON Alpha Angle Crocs Store: Rebate only 1% sad.gif
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what makes u think it's 5% in the 1st place? hmm.gif
cempedaklife
post Apr 18 2012, 11:10 AM

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QUOTE(DM3 @ Apr 18 2012, 10:37 AM)
you will get it the next following month on paper statement but do check your online statement then you can view it after the end of the month you made the purchases
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after the end of the month? not at the end of your next statement (other than the statement that states the transaction?)


Added on April 18, 2012, 11:10 am
QUOTE(zie86 @ Apr 18 2012, 11:09 AM)
Yes, i checked the monthly statement. Other rebate for 5% and 1% are there except the 20% from The Curve dining.

I even received sms about the rebate amount but it did not reflect in statement.
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he meant u will see it in the next statement other than the statement that state ur transaction

This post has been edited by cempedaklife: Apr 18 2012, 11:10 AM
cempedaklife
post Apr 18 2012, 03:33 PM

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QUOTE(Titan_Gunners @ Apr 18 2012, 01:51 PM)
Yes. but take note, only free 1 ticket, not matter how many ticket purchased.  biggrin.gif
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i was wondering whether anyone ever got rejected of the free tickets because reach quota

i have still to use this privilege, going to use it at midvalley this weekends!

cempedaklife
post Apr 19 2012, 05:25 PM

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QUOTE(Titan_Gunners @ Apr 18 2012, 05:07 PM)
Huh, Why you need to worry about the future??  doh.gif
Just enjoy it until promotion ended.
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not future la..

everyday there's a quota of free ocbc tickets...unless i'm mistaken blush.gif


Added on April 19, 2012, 5:26 pm
QUOTE(ronnie @ Apr 19 2012, 03:17 PM)
When did GSC implement this surcharge ?
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this is exactly why i forfeit my initial plan of trying out the gold class for the 1st time with this ocbc buy one free one opportunity.
the surcharge is outrageous

This post has been edited by cempedaklife: Apr 19 2012, 05:26 PM
cempedaklife
post Apr 19 2012, 06:23 PM

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QUOTE(gerrardling @ Apr 19 2012, 05:35 PM)
but if your share your expenses with gf or bf, it cost you RM27 per person for GOLD CLASS which has better environment and most important is comfortable Sofa chair
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which makes it rm54 if only one person is paying it

for a couple watching movie (no matter what the class is and what the original price is), rm54 is too steep, even if it's not me who's paying, i wun agree on that


Added on April 19, 2012, 6:25 pm
QUOTE(zenquix @ Apr 19 2012, 06:06 PM)
OOT but in my experience, watching movie activity is not a shareable expense between a gf and bf. (maybe during prospective stage but not after) tongue.gif
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i'm blessed with quite a good gf...though we dun AA (except when we eat normal zhap fan in stalls)...she offer to pay bills for outings quite often, even though it's not half the time.

and we dun usually go for around just to spend more on mall's-not-so-good-food-but-expensive, unless we have something to buy/errrands to do in mall blush.gif

This post has been edited by cempedaklife: Apr 19 2012, 06:26 PM
cempedaklife
post Apr 22 2012, 10:13 AM

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QUOTE(den @ Apr 22 2012, 07:57 AM)
wonder if OCBC will do that in the future.  tongue.gif
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Then it will make us, the existing holders, feel more privileged
cempedaklife
post Apr 23 2012, 04:43 PM

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QUOTE(ck23 @ Apr 23 2012, 04:28 PM)
what about he has granted my approval?

Im busy at work, when dismiss TM point closed jor.
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it's illegal, but then again, they dun usually check the signature, u could easily draw turtle and still pass thru..that's how shitty the situation is

i must laud one of the encounter that happen to me for one of the cold storage branch, i just use my card to swipe for about rm20 stuff..the cashier did actually look and see the signature and compare it with the signature behind the card.
cempedaklife
post Apr 24 2012, 11:30 AM

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QUOTE(eugenecctan @ Apr 24 2012, 08:49 AM)
This 5% rebate is it applicable for GE insurance? I am currently holding OCBC GE Platinum, If I want to change to Titanium Card, what should I do? Do I have to resubmit all my document?


Added on April 24, 2012, 8:52 am

Can I get 5% discount for my digi bill for auto debit? So total will be RM5 discount from Digi for auto debit and additional 5% from OCBC Card?
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5% not eligible for GE insurance for titanium.

it really depends how much is ur insurance. I myself have GE insurance, so does my gf. but both of us dun go for that card, and go for titanium instead, coz my insurance about 300-400 per month, if 3% only what do i get?

in retrospect, titanium got 5% on 4 categories, even utilities itself more than enuf to cover the 300-400, and i got 5% from it, not to mention other categories...

titanium win hands down for me rclxms.gif


This post has been edited by cempedaklife: Apr 24 2012, 11:31 AM
cempedaklife
post Apr 24 2012, 02:08 PM

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QUOTE(eugenecctan @ Apr 24 2012, 12:10 PM)
How sure about you? Because my friend told me he is getting 5% for GE insurance with titanium card....
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well..well, some ppl said that celebrity fitness is under 5% as well, and my gf get 1% for that..

i'm telling u what i know, from the t&c..feel free not to believe smile.gif

This post has been edited by cempedaklife: Apr 24 2012, 02:09 PM
cempedaklife
post Apr 24 2012, 10:08 PM

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QUOTE(eugenecctan @ Apr 24 2012, 04:14 PM)
Ya, I know, but my friend told me every month he can see 5% deduction for his GE insurance. :S
Anyone here using Titanium Card to pay his/her GE insurance?
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As a matter of fact. I do. 1%

This post has been edited by cempedaklife: Apr 25 2012, 02:23 PM
cempedaklife
post Apr 25 2012, 02:23 PM

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QUOTE(NewGUY @ Apr 25 2012, 10:48 AM)
GE is refer to as Great Eastern?

If yes, this wat goin wit me.....

i asked this b4 but was told oni 1%....

I already autodebit to it but till last statement still 1%....

I put all my transaction in excel with formula, so your fren claim he gets, did he calculate or mistaken for something else
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opppss...i'm sorry...i meant 1%, no idea why i typed 5%...

edited the original

and it's not me who said my fren got 5%, it's eugenecctan

i was clarifying that it's only 1%, but he does not believe.

This post has been edited by cempedaklife: Apr 25 2012, 02:25 PM
cempedaklife
post Apr 26 2012, 02:16 PM

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QUOTE(Vcys86 @ Apr 26 2012, 01:28 PM)
To login to
https://internet.ocbc.com.my/internet-banking/

how do we get the login ID and pwd for the very first time after we get the credit card?

Do we need to call to OCBC to activate the credit card for the very first swipe?
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they'll send u a mail with the pin on a diff mail from the card...

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