Yes I agree it depends on spending pattern and to state that those who don't fully utilize the 5% and mix the 1% are not smart spenders is a pure stupidity.

If spend less than RM 10k, will the amount of "bonus" is pro-rated?

i din know that a family expense is tat high nowadays....at least someone put some figure, only realise tat expenditure can concentrate on 5%, more worth while lo.....

Your company never contributes your EPF?
Go to EPF building and print from the kiosk?

Just got rejected when I apply for the credit card. All my condition are fullfill:
1. Salary = RM4k per months(clean networth is 3.3k per month after deduce for company shares, epf and tax)
2. No debt.
3. Never owned any credit card.
4. no bad record(own money from bank etc).

Its a total joke for me

Please do not set your mind into the list of 5% - list of 1% in the starting thread.

I am just telling I've got 1% rebate, never thought of getting 5% in the first place       

I know the Gold Class ticket price.

What i meant was, do this Buy 1 Free 1 includes surcharge as well or just the ticket.

For example for Midvalley Gold Class ticket is RM40 + RM15 (Surcharge).

If the promo doesnt include surcharge means we need to pay RM20 + RM15 for each ticket else we just need to pay RM20+RM7.5 for each ticket.

Some cinema is charging RM20 for surcharge.

guys, for GSC gold class other than GSC signature, you have to pay at least 55 (RM40 + RM15 stupid surcharge fee). FOr GSC signature, it cost you RM80 including the surcharge

will any establishment accept different signatures on the credit cards? If all firms can accept different signatures then what is the point card holders sign on the back of the card?

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Added on April 24, 2012, 12:18 am

maxis centre - I went to Maxis centre, Penang Bayan Bay and paid my bill. Checked statement, only 1% not 5%. called OCBC, the staff said the merchant code Maxis used is 1%. I told her OCBC advertised all mobiles utilities are 5%. She said No, it is customer's responsibility to check the merchant code. Ridiculous reply

I called Maxis and paid and get 5% rebate. So you may call maxis to pay your bill.

I believe TM also allowed called in to pay by credit card.

The cash rebates for dining at Curve is on top of the max RM50 of the monthly rebates or it'll use that portion?

Thanks

anyone that manage to get at month end?

usually I'll go fitness first curve in the weekend and will have my lunch there.

I just received the card and plan to use it this weekend. But it'll be close to end of the month.

Not sure the quota still available then.

PS : if the 20% is additional, hence does this means for that transaction wouldn't rebate any 5% at all?

and I can reserve the amount for other 5% rebate?

in that case yes, no sms alert for payment using OCBC online 

If I auto-debit ING/Manulife insurance will I get the 5% cash rebate also?

I was surprised that I just got my citibank cash back platinum and UOB one card platinum(I got waiver of GST for the first year for both card  )  while OCBC rejected my application. Its so funny lol. No idea how OCBC filter the applicant.

Anyone get a message from ocbc spend RM500 on 5-6 May get a chance to receive RM20 rebate?

http://ocbccards.com.my/tnc/weekend.aspx

Additional Rebate on top of the ones from the card? 

I was referring to the SMS sent by OCBC to some of the TMC CC holder only.

Normally I would check my unbilled transactions on OCBC online to make sure that I would stop using the CC once my cash rebate reaches rm50.
However for the current cycle, I notice that the transactions shown online were not promptly updated. So after calling the CS they informed me that they have improved the format as the transactions are split into pages and I need to click the <next> button on the bottom right corner.
So for this cycle I have exceeded using this card and the rebate would have been rm60 if there is no cap. Improved format MY FOOT!!

Missed a call i think from OCBC 03-27268200 due to currently applying Titanium Master Card.
If really from OCBC, they only called one time, after that no more call.