That happened before? Normally once you purchase the voucher, the PDF will be straight sent to you mail I always keep it there until I want to use it only print.

Just got my statement.

Luna Bar IS NOT in 5% category.

Some of the cafes in Melbourne also did not registered under the 5% category. Wonder what is their MCC. The only 5% i got from my Melbourne trip is for petrol purchase.

Sigh, I got the 3K one. Just because I spent alot last month doesn't mean I will spend the same every month. As gone as good.

Someone reported here that Jusco 1U supermarket falls under 5%. Went and happily swipe 200+ and now turned out to be 1%.

Maybe due to the consolidation to all in one. But they still have a separate counter of its own what.

This post has been edited by tifosi: Oct 13 2011, 10:43 AM

In the transaction slip it stated as Supermarket. Maybe I will give them a call later.


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I know is not based on the description and based on the MCC but if I were to argue with them, I will have a valid ground unless they come out with Supermarket does not sell grocery.

I will call them later.

I buy those grocery and then claim from my company so gift vouchers is not very appropriate in this case. If I would had known earlier, I would not go to Jusco already. I rather go to Carrefour/Tesco.

Few weeks back I made a complaint to OCBC regarding my Jusco grocery transaction did not get the 5% as expected.

Finally, after some investigation they had credited my additional 4% back to me but they had confirmed that the MCC for all Jusco in Malaysia is under department store regardless if you use it at the supermarket section or not.

No more Jusco on weekdays for me.

Give em a call and inquire.

Saw it, and 8K per week, that is gonna finish in a flash. I will still use the MBB for my foreign currency transaction tho. (I will use my MBB MU Visa whenever they win)

If you could max out Rm 50 each month, there is no need to pay for the GST as well.
Free GST for spending of RM 10K and above annually.

Don't pay them. DON'T! Do a dispute. Allowing 4 times straight petrol purchase without calling you is your strong argument point.

You are supposed to be only liable for RM 250. A rule set by the BNM. Read those links below.

http://thestar.com.my/news/story.asp?file=...36271&sec=focus

http://www.themalaysianinsider.com/mobile/...-loyaburok.com/

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Added on November 30, 2011, 1:55 pmBtw, I did 2 petrol transaction within 15 minutes and Public Bank straight away called me for verification last time.

This post has been edited by tifosi: Nov 30 2011, 01:55 PM

4 petrol purchases within 3 hours is a norm? Tell me who does that? What are the odds? They rely on your pattens. If you consistently pump 4 times in a short period, then probably after a few times, the system will register as a norm but if you had not done that since like ever before and 4 transaction within 3 hours, there gotta be something wrong.

Even when I pumped 2 times within 15 minutes, the system already trigger Public Bank to call me.

When I applied for the card, I noted there I want a maximum of 5K credit limit only. 1% * RM 50 cash back = RM 5000. (max anyone could ever get from this card)

I never received any bonus from OCBC before apart from their monthly cash back

How come so lucky one? Not random at all.

Recently, I have been using my card to swipe small few ringgit items to maximize my chances

I had been 2 days late last month but no penalty incurred so far.

Payment Due Date: 1st Jan 2012.

GIRO from Stan Chart on 1st Jan 2012 but it is a long weekend and money is only credited to OCBC on 3rd Jan 2012.

I wonder if online purchase of Airline tickets, hotels etc are eligible or not. Or it is only applicable to retail transactions.

Just apply first.

With your records and income, should be alright I guess. If rejected, then come and find me and I will give you the appeal template

Not much use for single people like me