QUOTE(siticute @ Dec 8 2011, 09:56 AM)
minimum ? me and my hubby both total make around 7k, but still with 2 toddlers, nursery fee, car loan, home loan, daily expenses, PARKING, tolls everywhere, fuel consumption, groceries, credit card, etc2..
we barely can save around 200+ per month.. sometime none.. sigh.. so minimum, I can say both have to have around 10K, then can save.. and live at comfort level..

When you have 7k, you would assume that 10k is the comfortable level. Then when you reach 10k, the level will become 15k. A comfortable level is a level which we create for ourselves and not a bigger number. I said something along those lines years back, and right now I look back and laugh at myself and my assumed 'comfortable level'.
QUOTE(siticute @ Dec 8 2011, 09:59 AM)
haha I just realized I put experience before joining company : 3, and current experience should be
< 1 year So I'm not underpaid la.. I thought with almost 4 years experience, salary range is 5.5K - 6.5K..

Your scale is a bit on the high side. If 4 years can have 6.5k, then after 8 years is 10k? Although there are cases, they are very much the minority.