All other fees is paid by purchaser.

Bank only help cover what own by the previous owner, such as maintenance fee, assessment and etc.

If all other fees by right purchaser need to folk out.

However, in some cases the bank do not want to cover what own by the previous owner.

So please double check in the POS to make sure before you bid.

I thought auction properties are normally free from encumbrances? Or excluded caveat?

What kind of consent you need. I'm mean when you change tittle you how also need the developer's consent. 

Before auction
1. Inspect the property at your own will.
2. Do an official search for the properties
3. Register with the licensed auctioneer/ agent/ bank.

During auction
1. 10% of the reserved price by bank draft, with photocopied IC.
2. Go for bidding

After auction
1. Pay the remaining of the 10% from the reserved price - final price by either bank draft or cash.
2. Apply for bank loan. (this can be done before the auction for safety precaution that as if you think your financial statement would be a problem)
3. Engage own lawyer.
4. Wait lawyer to prepare documents
5. Loan approved, sign LO and LA.
6. Sign SPA, and whatever doc that related.
7. And, wait lawyer to process again.

As for before auction, it is optional to register with licensed auctioneer/agent/bank. Unless you are getting some kickbacks (not so proper) best is you do not register, as some auctioneers may not be ethical enough and "inform" friends to kacau the auction.

Like all my other postings, I will only talk about the proper ways of doing things. For the kacau part, you need to gain more experiences then you understand. I have given a BIG HINT that unless you have KICKBACKS, there is no point in registration.

Jalsrix,
What Michael said is true, some informations is best not to discuss publicly. I think he already provide sufficient information for the register part. Try figure it out with common sense and u will get it. Remember this, 'business opportunity, money is evil'.

4. Then youre the winner . Means you will be buying based on the reserved price.

5. Some layout is with SPA, some are not. For those old house normally no floor plan d. If u need the origin floor plan, maybe can try Majlis perbandaran, or simply ask a drafter to draw your layout Lo. But why u need the old one le? Normally ppl will just ask to draw a new one for extension xD(for landed).

Correct me if I'm wrong

No la bro, you see a, when you're the only person in the auction room, how can it be possible that other people will come and disturb you? You're the only bidder inside what...
If you're talking about if there are few people inside, then maybe lo.

Yes, they won't disclose it to you, cause you're yet the owner..
Is a condo or landed?
If landed then ok at least you can climb over the fence (illegal) and do your measurement and draw the layout yourself.
If condo, then you can try search in internet if that property is not that old enough. Some website got the floor plan if you're lucky .

1. I remembered you are happy to register despite me advising not to, to prevent others kacau-ing. But now you are afraid of artificial bidders? why should they do that? If they end up taking the properties, then they had to pay for it.

Very simple asnwer.
Because the Bank Lelong it on the condition of "as is, when is"
Meaning you buy it as it is when it is. Any amount owing (whether unpaid TNB bills, sinking fund, etc) all will be paid by the new owner. That's why the bank sell you cheaper at lelong prices. The Bank and the ex-owner are absolved of all responsibilities. Remember this is lelong and not new property.That is the rule if you want to play the game.
Yes you can immediately shift into the house upon signing the S&P.

4. wanna take more loan? dont forget to pay more income tax.. if u avoid income tax..no banks will lend u money

regarding the caveat and title or official search, i think the search is really troublesome as to when the auction is called off, the search will just be a waste. Usually auction will be called of the very day on the auction date. Any way to get this for free? 

jalstrix.. did u read through page 1?

there's alot of information discussed there which is very helpful..

as for your question...winning bidder