Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Financial Are property prices going to drop? V2, The heated debate continues

views
     
totila
post Mar 7 2011, 12:29 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(darius30 @ Mar 7 2011, 11:45 AM)
Easy for u to said, cos is not your money.
*
thumbup.gif
totila
post Mar 7 2011, 01:30 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
why nobody ask who are the buyers that cause the "hot market" now ?
do u guys really think is malaysians themselves mock up the market price? or actually the BIG BIG percentage of buyers are foreigners? The malaysia policy doesn't protect their own people. there is no limitation for foreigners to own malaysia's property. we have a "clever" government, who neglect our malaysian income and ability. now a 700sf condo+ can cost 300k++ ?? siao eh!!!

if majority owners are foreigners, when economic crisis, Dubai might be the best reference.
collapse or not.. we won't know whistling.gif

This post has been edited by totila: Mar 7 2011, 01:37 PM
totila
post Mar 7 2011, 06:11 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
dun worry.. 2012 is the end of the world. haha~
totila
post Mar 7 2011, 06:43 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
maybe now u can start buying libya property, who knows 20 years later they are develop like europe leh, all the develop country also start with tough time like europe old time.. (if 20 years later the world haven end yet la.)

sorry.. out of the topic.. haha~ tongue.gif

This post has been edited by totila: Mar 7 2011, 06:44 PM
totila
post Mar 13 2011, 05:43 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(ldhong @ Mar 13 2011, 03:54 PM)
#Anyone knows where is the housing areas which was launched by the gov so-called "My first home scheme"...220k????
*
this is the current government empty talk, look at the bubble they blowing, and continue blowing.. (whn a person start lying, they need another lie to cover the previous lie, so they keep coming out this and that "scheme"s...)
that is the trick to win the younsters votes of coming election.
do u think still got developer willing to build a house/apartment under 220k?


totila
post Mar 13 2011, 07:30 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(property101 @ Mar 13 2011, 07:12 PM)
answer is yes, developers are running business, a good business will always adapt to changes to take the most out of a situation.
soon some developers will launch more and more smaller unit (be it a 350 sf studio / 550sf 2 rooms /  700sf 3 rooms). there are still so many variable for the developers to adjust themselves with the pricing. looking at the current trend, gov will also try their best to help sustaining the property market not to let it crash. youngster will still be able to own a property, the party continue.

developers sell sell sell, youngster buy buy buy, everyone wins. those who wait for property price to drop to buy their dream home, i wish you good luck
*
ppl not wishing the price to drop, ppl only wishing the price don go up so crazy like now, government mati-mati push up the market with their "attractive" scheme, and unhealthy scheme tat can't afford by their own ppl ( i believe the government clearly know that)
of cause there are still many ppl who dun wish this is a bubble, nobody wish that, but, always with but, once it burst, the one who 1st lose their gold mangkuk are prop agent, and the ppl with a lot of props on hand.. cool2.gif <- this icon so damn fit!!

good luck~ haha~


Added on March 13, 2011, 7:38 pm
QUOTE(lucerne @ Mar 13 2011, 07:11 PM)
developers willing to build house/apartment <220 but they also increase those house price  >220k to compensate their losses. the more low cost house the higher the mid to hi end house prices lor. the hi end will have higher impact coz rich will need to subsidy the poor.
*
do u mind to share with us where can we get a new development project with 220k< ??
and i dun have transport, so dun wish to stay in ulu-ulu place... thanks in advanced

This post has been edited by totila: Mar 13 2011, 07:38 PM
totila
post Mar 13 2011, 11:33 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(sampool @ Mar 13 2011, 11:12 PM)
now i know why the prop price never go down...

美國億萬富豪華倫巴菲特曾經忠告投資者:“當其他人對市場前景表示樂觀時,我們應該警惕,當其他人警惕時,我們應該樂觀,這是他獨特的見解。”

because we too negative about the market.......

Yeah!!! I WANT PROP TO GO UP UP......
*
hahaha... i'm not racist, but this is really typical ang mo b*llsh*t, especially rich angmo.
in what situation is consider "positive"?
and in what situation is consider "negative" leh?
according to few forumers in lowyat?? rclxm9.gif

i js finish watching INSIDE JOB, that is the good documentary about USA wall street 2008 crisis that cause global crisisi,
kinda interesting, js wanna share with all of u wink.gif
and i believe the 100% of the forumers ( including me ) is not that 1%, otherwise we wont hav time to b*llsh*t here. Thus 1% is busying having fun in "club"nw, while everybody still having empty talk here... hahahaha~
totila
post Mar 14 2011, 11:44 AM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(cherroy @ Mar 14 2011, 12:28 AM)
If there is huge demand on properties below 220k, while those 500k properties lack of buyers, developers can always adjust their strategy.

Instead building 500K 1000sf. apartment, come out with 400sf 220k apartment... 
or 500sf 220k but no car park given, need to pay 20K for it, and apartment has no tiles installed, need to add up 30k for it.
Selling price still 220k, but need to add on... for those facilities, give you the most basic. 

Business is always flexible to demand.
*
hhmm.. from all ur great analysis and theory.. u still haven't answer my question yet..
i repeat it again --> do u mind to share with us where can we get a 220k new developement project? i don't have transport, so not wishing to stay in ululu place. icon_question.gif


Added on March 14, 2011, 11:46 am
QUOTE(CKHong @ Mar 14 2011, 11:28 AM)
aha.. as now BN make my life miserable..
i will surely won't vote for them  biggrin.gif
*
funny la u ! hahaha~

This post has been edited by totila: Mar 14 2011, 11:46 AM
totila
post Mar 14 2011, 06:27 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(cherroy @ Mar 14 2011, 03:53 PM)
This is cruel world.
No money, no convenience.
No money, stay in ululu place loh.

What I said is about hypothesis, if, one day, people don't mind to have 300sf 220k apartment, there is always possibility in the future developers may build it as well.
Provided those 500K apartment, little buyers around.
Until now, need to find at outskirt of town area, or just like what you said ululu one.
*
hmm.gif means... whistling.gif
totila
post Mar 15 2011, 07:50 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(jdgobio @ Mar 15 2011, 03:32 PM)
In Klang Valley - Many new developments <220k in Rawang area. Probably some in Sungai Buloh as well and some in Saujana Putra area. And many existing condos/apartments in Kepong <220k - some near Kepong Sentral KTM station.

The way I see it, you have 2 criterias which you have to modify if you want a property below 220k - new prop & location.
If you're not willing to modify these 2, then increase your budget. We all have to change our expectations when buying a property as our expectations may be unreasonable under the current situation.

Maybe you want to consider getting a transport first before getting a house?
*
according to the scheme, they provided 100% loan for property 220k to the ppl earning under 3k rite?
if i'm the 1 with the salary under 3k, and i need to BUY a car 1st before i BUY a house, isn't it sound even ridiculous?
i have to pay another extra few hundreds to stay far far away and need to pay extra gas, parking and maybe toll somore?? (dun forget if my salary is under 3K)
and
if i can have higher budget, then what for i need this scheme ?

hahahaha! so we can only go for old old flat in the city?
HALO! IT IS SO DAMN OBVIOUS THE SCHEME DOESN"T MAKE SENSE AT ALL WEY!

This post has been edited by totila: Mar 15 2011, 08:00 PM
totila
post Mar 16 2011, 06:48 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
seems like ppl who thinking the 220k scheme can work and support goverment "EVERYBODY CAN GET THEIR DREAM HOME" slogan mostly are the ppl who:
-DOESN'T NEED to use THE SCHEME. (my question is VERY SIMPLE and easy, js tell me whr can i find it, but what i find out is.. all the analysis and theories,  frm few ppl somore. why can't u all js answer straight... NO, u DON'T GONNA FIND IT) leh
-already hav a prop or few props
-hoping the price would NEVER EVER DROP ( who doesn't, hah! )
-NEVER experient 98 crisis, they might not even start working during that time (2008 can't consider crisis for malaysian, i dun think it's affected our props much)
-super positive of malaysia situation, might baru make some money currently (mostly age is abt 25-39)
-BN supporter (HAh! tat make a lot of sense.)

here is the person with 3k a month:
3k = 3000 and might be LOWER than 3000
after deduct epf + socso + tax i think is roughly 2.6-2.7k?
after deduct life insurance(let say cheapest 1) + daily meals is roughly left 1.8k?
if take public transport then left abt 1.4-1.6k? (if i stay far far away might cost even more)
if give parent pocket money then left 1.2 - 1.4k?
if average phone bills, electricity bill, internet bill, daily needs like sabun, brus gigi thus lap lap cap cap things then left 800-1k?
with this very kesian 800-1k (MIND TAT, already cut off all the entertainment thus "wasted money" cost), wat prop u can buy?
buy a prop, beside ur installment, u need to pay maintanence fee, repair fee(if u get OLD unit), taksiran etc...
who suggest to Get a car 1st?? sorry to say that --> u pay for me ah!!

and and and, DON'T FORGET the scheme is NOT FIXED LOAN.
once the BLR increase a bit, really eat grass lor.

Everybody can simply analysis and theories like u n me, if u nvr put ur feet in their shoe, u nvr know how the situation is.
An analysis and Theories with not practical = EMPTY TALK whistling.gif
That's why we all in here. yawn.gif


Added on March 16, 2011, 7:08 pm
QUOTE(cherroy @ Mar 16 2011, 10:53 AM)
Don't buy a car. Take public transport, take train from Rawang,

I don't want to be harsh, 3K income, don't deserve a new car + a >220k house.

The solution is always build up your income.

No money, or income not high enough, no convenience.
Take harder route.
*
one thing u haven't tell..
no deserve to buy a prop for ur kesian 3k.. biggrin.gif


Added on March 16, 2011, 7:14 pm
QUOTE(UFO-ET @ Mar 16 2011, 03:06 PM)
You are not alone here, try to book cheap AA cheap ticket to S'pore, China, HK or Taiwan, do a simple survey, I think you will feel relief, my friend MBA work and married in Taiwan (Taipei), wife degree working too, say 40 yrs ++ only dare to dream of a small apt, never in his mind of owning a landed property, unless Malaysia going backward like Myanmar, otherwise we are getting closer to these countries lifestyle & thinking
p/s : When in Taipei, I saw a few very pretty girls selling used goods at the road side (late nite), they are working 7 days (1-2 extra part time job) to earn money, and we, Malaysian youngsters spend weekend in TGV & KaraOK perhaps.... whistling.gif
*
hhmm... malaysian get closer to their lifestyle and thinking? not think so..
besides the inflation closer to them... everything else left behind.

This post has been edited by totila: Mar 16 2011, 07:14 PM
totila
post Mar 16 2011, 10:09 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(UFO-ET @ Mar 16 2011, 09:47 PM)
OK fine, with tis kind of mindset, giving you born in 50's, 60's, 70's, you won't be getting any house either, dream on! thumbup.gif
*
sorilah, i'm not qualify to use that scheme, i'm js saying the scheme doesn't work, doesn't mean i dun hav hse.
paiseh paiseh!
governmen'st plan need to be practical instead of having empty talk like u la.
sigh... seems like another stupid plan of planning the nuclear plant. sigh..kesian malaysian...
selsifh goverment and selfish ppl.


Added on March 16, 2011, 10:15 pm
QUOTE(sulifeisgreat @ Mar 16 2011, 09:54 PM)
u think badawi announce mrt will be made available to rakyat, then next day sudah ada ke?  doh.gif
it takes time to do planning, surveying, cutting the cake  wink.gif anyway, it took so long, tat the northern states r now in the other camp
now tat bn had come out the plan & finalise all the details

the developers need to take time to calculate is this a feasible projek ie. 220k scheme
where to buy the land, wat r the cost involve, how much profit can make by doing this
unless u r the microwave generation, alwiz wan everything instant & thought the world is like maggi mee  doh.gif  doh.gif

we r here to share & giv u newbies some positive mindset to work smart & hard to achieve ur dreams  nod.gif
no point being a dream chaser, wanna chase dream till when? set a goal, break it down to achievable targets
if only earn 3k, then use a bike or they take the train. learn how to save & not jus mus hav the latest gadget & clothing for aksyen purpose  doh.gif  doh.gif  doh.gif
*
i think the usage of the 3k is not included entertainment and gadget or watever cloth lar.
next time if u want to reply a person, pls read thru their thread 1st.

This post has been edited by totila: Mar 16 2011, 10:15 PM
totila
post Mar 16 2011, 10:44 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(sulifeisgreat @ Mar 16 2011, 10:32 PM)
well since those 220k faraway areas not develop yet
start saving the 800-1k la, after 1 yr, the amount saved should be increasing
oso govt does allow monthly repayment via epf for prop
get something affordable, if there is none, work harder to get more income
the thing here is there is a mismatch between your dream & reality, learn to close the gap, go spent 100-300 for entertainment & idea generation
bal 700 pm kenot get anything meh for 30yr loan doh.gif

http://www.iproperty.com.my/property/searc...99&lo=&wp=&ns=1
*
actually there is the only way to get a hse like wat u have said.
i js give a big doubt to the 3k income 220k full loan scheme oni, it's sounds good, but doesn't seem practical to me, the debt would roll even bigger. Credit card already can make youngster nowadays bankrupcy liao, somore the full loan??


Added on March 16, 2011, 10:47 pm
QUOTE(dtna7 @ Mar 16 2011, 10:33 PM)
u think the government is so organized?

lol~

clearly you don't seem to know our gomen well...

(all the hard work is done by foreign companies after XXX number of GLCs sub continuously...How would you explain their latest MRT alignment plan without any hard data statistics when questioned?)
*
and... nuclear plant.....


This post has been edited by totila: Mar 16 2011, 10:47 PM
totila
post Mar 16 2011, 11:33 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(lucerne @ Mar 16 2011, 11:24 PM)
i think the 220k scheme is oni aim for govt servants. just like court mammoth case, if no deposit needed (just prove u work with govt ), all can start buy new furnitures, tv, hifi etc.
the more this ppl are in debt, the longer they will stick to bn-- hope more goodies/support will come. look at felda u will know.

the govt oso want to impressed the poors that govt is care for them.

for u and me work in private sector, better earn/save more to own your house.  3k salary cant do wonder for u.. trust me, u need more for living.
*
now somone who make sense.
totila
post Mar 16 2011, 11:41 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(sulifeisgreat @ Mar 16 2011, 11:01 PM)
totila, yes, the debt would roll even bigger & the outcome wil be known in a decade time, u interested to buy an auction unit of ex 220k prop?

dtna7, since u r not naive, wat r your solutions then?  whistling.gif
*
sigh... if that situation really happen, dunno shud happy o sad...
totila
post Mar 16 2011, 11:52 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(sulifeisgreat @ Mar 16 2011, 11:43 PM)
I naive ma  tongue.gif anyway, if u guys read the post abt wat to with 27k, tat will u guys some hope, do think & stay positive  icon_rolleyes.gif
the govt, no comment, all tat can be said is y when we got petroleum, singapore currency still higher than us  rclxub.gif 

Added on March 16, 2011, 11:46 pmit depends, if those 220k buggers request govt increase it to 550k, coz all prop out of reach
then we all know wat happen to fannie mae & freddie mac  nod.gif
if govt stick to their guns, then semuanya ok  laugh.gif u can buy those auction prop & rent out to them instead
*
singapore said we dun have natural source, but we also dun hav a bunch of funny management team to manage our country.
totila
post Mar 17 2011, 01:05 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(jdgobio @ Mar 17 2011, 10:12 AM)
You are a complainer who lacks the ability to appreciate things. Who told u to buy a car? If you perceive yourself to be poor then ride a bike or basikal would do. If not don't buy a house. I think your lifestyle is too lavish for your pay which is why you are thinking that everyone owes you a living.

If you think this scheme is not for u, then don't go for it. I personally have friends who are very happy with this scheme and plan to use it. If its not suitable for you ... then too bad. Suck it up & move on like a man.
*
seems like this fella didn't follow a thread and simply post a bird brain reply


Added on March 17, 2011, 1:08 pm
QUOTE(TheDoer @ Mar 17 2011, 08:47 AM)
100% loan, multiple generation loans, credit card application that doesn't require documents to prove your eligibility.

These all makes a mockery of our monetary system, not enough money? price of things increased by an extra 0?   Borrow more lah.

These are what cause bubbles in our economy.
*
i wonder where is all the money gone if this happen... ?? developer? goverment? or both?


Added on March 17, 2011, 1:14 pm
QUOTE(CKHong @ Mar 17 2011, 10:49 AM)
election.. faster come..
after election.. there will be alot of super project and everything increase/decrease...
*
after election, the oil price will go up 1st..

now is the good time to call bandaran to fill up the lubang for our neighbourhood road.

This post has been edited by totila: Mar 17 2011, 01:15 PM
totila
post Mar 17 2011, 06:02 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
QUOTE(jdgobio @ Mar 17 2011, 04:48 PM)
The term bird brain really suits you for your comments in this thread.
*
i'm not actually the 1 who need the scheme, i js criticize the scheme doesn't work.
since u r the 1 who need to use it.. kesian u lar. i shouldn't said u as a bird brain..
(i doubt u might be the same person of that 27k biggrin.gif )

http://forum.lowyat.net/topic/1793300

This post has been edited by totila: Mar 17 2011, 06:46 PM
totila
post Mar 22 2011, 12:30 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
actual value -> get a valuation frm bank.
ppl here also got their info frm where u can easily found, such as iproperty, homeguru those site..
totila
post Mar 22 2011, 01:15 PM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2010
http://www.jpph.gov.my/


2 Pages  1 2 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0707sec    0.64    7 queries    GZIP Disabled
Time is now: 15th December 2025 - 02:26 AM