i think a lot of ppl buying prop is to hedge against inflation like me. when u save enough $, u will pour into prop and repeat the same thing again again until u r retired. (no right or wrong timing, just save and buy like regualr saving plan) when u r old, cant work anymore,  retired as nobody want tonhire u , u will depend on rental income to survive. if u unlucky fall sick, ills and need operation/medication, u probably can sell 1-2 prop to fund yr medical bill until u recover/fit. compare to a person, who put all their hard earn $ into FD or enjoy life etc. by time 30-50 yrs later, your 1mil is only worth 10,000 now. how to pay for your medical bill?? history tell us, 30-40 yrs ago , DSL only sell 10k and now 1mil (non prime and become prime now). I learnt this coz my parent did bought a 10k house 40 yrs ago. i want to repeat the same thing.  if my parent ills, they can use their i mil for medication . (which i think is enough). they have problem if they rent oni 40 yrs ago

When blr is 10%, then bank offer blr - 6%... 

That time I will throw all my money in FD and get 10% compounded interest and lock for 5 years. No need to look so hard for $ to cover inflation already