I couldn't agree more that to above Members' manys compliments of Mr Yap aka ExpZero.

I am deeply honor to be adviced by ExpZero and deeply appreciate for his continuous professionalism in his Full-Time Insurance Agent Work with Great Eastern. His great honesty, kind (extremely helpful), his past work experiences (read above, though still kinda new in the Industries) and most importantly, his culture of willingness to discuss and share with any legitimate inquirer - with no obligation to purchase. This was his ultimate asset. It is hard to find someone nowadays, that passionate with his line of work and yet, not being sombong, cursey*, choosy and promise-big. ## Refer footnote.

*Cursey - Haha. I am not sure there is such word. Nevertheless, I am trying to state, most of the Agents that I know, will use many examples of their clients' Claim/Hesitation/Whatsoever to convince.

I personally acknowledged that, shall I did not meet (virtually) with ExpZero - I may not value myself as "Annoyance to Typical Insurance Agents" this quick. ExpZero has brought many knowledges to me, by instantly show me Sales Illustration and had answered all questions, I directed to him.

Hence, I wish to thanks ExpZero for his outstanding assistance.

Hehe, ExpZero
I will get back to you with my decision very soon.

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## Get yourself to ask, read, learn and understand the Sales Illustration from your Agent.
Don't be afraid to ask. Your Financial Health raise on your own hand. Don't assume and Don't dependent on anyone to understand your Policy.
## Remember to Get yourself to be Financial Illiterate. Very Important.