I'm very fortunate to know ExpZero that is not only a knowledgable agent but also a humble person. He answered all my questions without hesitating, even silly ones.
All the best in the future!
Consultancy Great Eastern Medical card and insurance, Best medical card with excellent service
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Oct 7 2014, 09:37 AM
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Junior Member
299 posts Joined: Feb 2013 |
I always believe that customer service is vital for everyone that deals with people. I believe that doing the extra mile for clients & potential clients, even to small potatoes like us, can be fruitful someday.
I'm very fortunate to know ExpZero that is not only a knowledgable agent but also a humble person. He answered all my questions without hesitating, even silly ones. All the best in the future! |
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Oct 15 2014, 12:00 AM
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Junior Member
355 posts Joined: Jul 2012 |
QUOTE(ExpZero @ Feb 19 2011, 07:03 PM) Hi, Hi there! Could you kindly quote for me for a male, 36 years old, non-smoker, height 170 cm and weight 80 kgs please? Thanks!I'm a full time Unit Sales Manager from Great Eastern Life Assurance with several years of experience in Insurance industry for saving plan, protection plan and medical plan as low as RM3 per day. Insurance is actually a risk sharing medium among the a group of healthy people with the sick one because the group of healthy people knows that someday someone will help them when they need it. So now let's talk about Life insurance vs medical insurance Life insurance is the lump sum of payment given out when one diagnose with certain pre-defined covered event such as Death/Total&Permanent Disability and 36 Critical Illness. Medical insurance is the coverage by the insurance company to pay for the medical bill from the hospital. So why does one need both Medical and Life insurance? Imagine that Mr.Lee poo poo got blood and went to hospital for checkup, he is diagnosed with bowel cancer stage 3 after the checkup. The medical bill cost up to RM70,000 for the surgery. This is not the whole amount yet, because for every chemotherapy in the future for almost twice per week, the bill is claimable under his medical card too. The story hasn't ended yet, since he is hospitalized for about 10 days, the doctor has certified that he is not fit to work for the next 6 months. The next thing he knows is his boss asked him to have a "good long rest". So, he loss his income generate power, and here comes the pay cheque from the insurance company to help him sustain his living expenses, car loan, property loan, MLM health product, Ogawa massage chair, practice Taichi or ask bomoh. Here comes the importance of Life insurance, especially Critical Illness coverage. How Do You Get the Most Out of Your Health Insurance? Insurance is not only helping you when you fall sick, in Great Eastern you can enjoy the additional benefit such as subscript True Fitness 2 one-year membership for the price of one, 20% off for GNC product, 10% off on World of sport for new arrival item etc.. All these you can enjoy when you are a Great Eastern policyholder. Go to the link below to view the full listing. https://livegreat.greateasternlife.com/my/herooffers.htm https://livegreat.greateasternlife.com/my/m...erofferpage.htm Besides this, you can use up to Life/KWSP RM6000 and Medical/Education RM3000 tax relief to lessen your burden when paying for Income Tax, it's a win-win situation for both policyholder and the company. We have just launched the best premier medical card in Malaysia, below is the main advantage of the medical card compare to other company. 1. No Co-Insurance for whatsoever reason. 2. Annual limit as high as RM990,000 to RM1,760,000, Yes, it's annual limit not lifetime limit. 3. Unlimited lifetime limit. 4. Automatic 10% increase in Room & Board in every 3 years. 7. Post-Hospitalisation Treatment as long as within 180 days after hospital discharge. Longest post treatment in Malaysia! 8. In hospital physician visits of twice per day. 9. Can stay in hospital up to 180 days per policy year. 10. Can stay in Intensive Care Unit (ICU) for 180 days per policy year. 11. Pre hospitalization coverage of 60 days. 12. The basic plan to which this medical card is attached to provides 1% increase in basic sum assured free of charge every year. Let say the basic sum assured is RM200,000 and your annual premium is RM2,000. You pay RM2,000 annually, you get RM200,000 protection plus RM2,000 free additional protection every year. ![]() Why Great Eastern? Great Eastern is the oldest(106 years) and has the largest assets of RM53billion(as at 2012 Jan). Why this is important? Well, this is important because insurance is a long term commitment and company's sustainability is vital for claims. ![]() Source: Bank Negara Malaysia http://www.bnm.gov.my/files/publication/dgi/en/2012/L3.xls What is so different in Great Eastern plan? We give the highest availability days in medical card, our card can use up to 180 days in a year. (compare to other insurance company average 120 days). Our Kidney Dialysis and Cancer treatment are using annual&lifetime limit(some other company do impose lower limit for post hospitalization. Beside these, what else is special about Great Eastern? Our fund are one of the best in town, good fund will generate better cash value. ![]() Source: Google Doc https://docs.google.com/open?id=0B0kH0-y71uJ8bUxkVXY2QUhFeFU Well, I can buy from other Great Eastern agent right? I'm a Actuarial Science graduate and one of the scholar from Great Eastern who work inside Great Eastern as staff for 3 years. I know how insurance works inside out, claims related matter will be able to speed up especially I know many of the staff(they were my colleague) who can help me in my current career. I have been promoted to Unit Sales Manager at the age of 25. I would really appreciate if you could simply pm me to talk further. By the way, is this truly a stand alone medical card or is tied to any investment plans? Does it also include coverage for critical illness or have options to include them? If yes, do let me know the options and costings involved. Thanks! |
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Mar 10 2015, 12:32 PM
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Senior Member
529 posts Joined: Oct 2006 |
Expzero is a very good insurance agent, i'm really happy to have him helping out in my insurance.
Thanks. Feel free to approach him, you will definitely satisfy with his service: ) |
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May 30 2015, 10:50 AM
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Junior Member
265 posts Joined: May 2012 |
can I ask, will there be any charges/fees if I opt to pay my premium via monthly credit card autodebit? if yes how much is it?
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Jun 23 2015, 09:39 AM
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Junior Member
286 posts Joined: Oct 2004 From: KL/PJ |
any got product by GE for senior citizen?
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Jul 15 2015, 12:05 AM
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Junior Member
62 posts Joined: Nov 2008 |
Thank you for the elaborated details in pm. At least I know what can I get with my budget now and what to look for. You didn't have to but thank you!
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Oct 6 2015, 10:59 AM
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Senior Member
964 posts Joined: Jan 2003 From: Ipoh/Penang |
pm me details
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Apr 21 2016, 09:50 PM
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Newbie
1 posts Joined: Jul 2008 |
Hi Howard,
Unfortunately, I know you after I engaged my current agents. Otherwise, I would definitely get proposal and quotation from you. After reading your posts in lowyat, I find you very knowledgable and hence, I seek second opinion from you. I really appreciate all your sound advices that you had given to me. |
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Jun 9 2016, 07:51 PM
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Senior Member
706 posts Joined: Jan 2005 |
Hey bro,
Could you PM me the plan details, not sure what do you want to know, just PM me and i will provide. Currently looking for medical card. |
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Nov 20 2016, 08:25 PM
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Junior Member
590 posts Joined: Dec 2015 |
QUOTE(ExpZero @ Feb 19 2011, 07:03 PM) Hi, You are very knowledgeable. What are the best endowment or saving plan provided by your company which gives good return. I am female, next birthday 32 years old.I'm a full time Unit Sales Manager from Great Eastern Life Assurance with several years of experience in Insurance industry for saving plan, protection plan and medical plan as low as RM3 per day. Insurance is actually a risk sharing medium among the a group of healthy people with the sick one because the group of healthy people knows that someday someone will help them when they need it. So now let's talk about Life insurance vs medical insurance Life insurance is the lump sum of payment given out when one diagnose with certain pre-defined covered event such as Death/Total&Permanent Disability and 36 Critical Illness. Medical insurance is the coverage by the insurance company to pay for the medical bill from the hospital. So why does one need both Medical and Life insurance? Imagine that Mr.Lee poo poo got blood and went to hospital for checkup, he is diagnosed with bowel cancer stage 3 after the checkup. The medical bill cost up to RM70,000 for the surgery. This is not the whole amount yet, because for every chemotherapy in the future for almost twice per week, the bill is claimable under his medical card too. The story hasn't ended yet, since he is hospitalized for about 10 days, the doctor has certified that he is not fit to work for the next 6 months. The next thing he knows is his boss asked him to have a "good long rest". So, he loss his income generate power, and here comes the pay cheque from the insurance company to help him sustain his living expenses, car loan, property loan, MLM health product, Ogawa massage chair, practice Taichi or ask bomoh. Here comes the importance of Life insurance, especially Critical Illness coverage. How Do You Get the Most Out of Your Health Insurance? Insurance is not only helping you when you fall sick, in Great Eastern you can enjoy the additional benefit such as subscript True Fitness 2 one-year membership for the price of one, 20% off for GNC product, 10% off on World of sport for new arrival item etc.. All these you can enjoy when you are a Great Eastern policyholder. Go to the link below to view the full listing. https://livegreat.greateasternlife.com/my/herooffers.htm https://livegreat.greateasternlife.com/my/m...erofferpage.htm Besides this, you can use up to Life/KWSP RM6000 and Medical/Education RM3000 tax relief to lessen your burden when paying for Income Tax, it's a win-win situation for both policyholder and the company. We have just launched the best premier medical card in Malaysia, below is the main advantage of the medical card compare to other company. 1. No Co-Insurance for whatsoever reason. 2. Annual limit as high as RM990,000 to RM1,760,000, Yes, it's annual limit not lifetime limit. 3. Unlimited lifetime limit. 4. Automatic 10% increase in Room & Board in every 3 years. 7. Post-Hospitalisation Treatment as long as within 180 days after hospital discharge. Longest post treatment in Malaysia! 8. In hospital physician visits of twice per day. 9. Can stay in hospital up to 180 days per policy year. 10. Can stay in Intensive Care Unit (ICU) for 180 days per policy year. 11. Pre hospitalization coverage of 60 days. 12. The basic plan to which this medical card is attached to provides 1% increase in basic sum assured free of charge every year. Let say the basic sum assured is RM200,000 and your annual premium is RM2,000. You pay RM2,000 annually, you get RM200,000 protection plus RM2,000 free additional protection every year. ![]() Why Great Eastern? Great Eastern is the oldest(106 years) and has the largest assets of RM53billion(as at 2012 Jan). Why this is important? Well, this is important because insurance is a long term commitment and company's sustainability is vital for claims. ![]() Source: Bank Negara Malaysia http://www.bnm.gov.my/files/publication/dgi/en/2012/L3.xls What is so different in Great Eastern plan? We give the highest availability days in medical card, our card can use up to 180 days in a year. (compare to other insurance company average 120 days). Our Kidney Dialysis and Cancer treatment are using annual&lifetime limit(some other company do impose lower limit for post hospitalization. Beside these, what else is special about Great Eastern? Our fund are one of the best in town, good fund will generate better cash value. ![]() Source: Google Doc https://docs.google.com/open?id=0B0kH0-y71uJ8bUxkVXY2QUhFeFU Well, I can buy from other Great Eastern agent right? I'm a Actuarial Science graduate and one of the scholar from Great Eastern who work inside Great Eastern as staff for 3 years. I know how insurance works inside out, claims related matter will be able to speed up especially I know many of the staff(they were my colleague) who can help me in my current career. I have been promoted to Unit Sales Manager at the age of 25. I would really appreciate if you could simply pm me to talk further. |
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Nov 22 2016, 06:16 PM
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Senior Member
1,522 posts Joined: Mar 2007 From: Kuala Lumpur |
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