He listened to my concerns patiently and he explained it to me in details with few examples for me to understand it better. I asked quite a few questions and he answered all of them promptly. He even gave good advice and I'm quite happy I found a great agent.

My top 2 choices were AIA & Great Eastern but in the end I chose Great Eastern because of Howard and I have a feeling he will be a good agent to rely on. Highly recommended!