Hi,

I'm a full time Unit Sales Manager from Great Eastern Life Assurance with several years of experience in Insurance industry for saving plan, protection plan and medical plan as low as RM3 per day.

Best medical card in Malaysia
1. No Co-Insurance.
2. No claim discount -> 25% discount. First in Malaysia. Now, Great Eastern not only taking care of the sicks but also rewards the healthy!
3. Automatic free 10% increase in Room & Board in every 3 years. What a good way to counter inflation! First in Malaysia! Competitor does not have this function.
4. 10% free increase in annual limit of medical card - similar to no claim discount. First in Malaysia.
5. Lifetime medical limit with 20 times of the annual limit - one of the highest in Malaysia.
6. Free Critical Surgery Recovery Benefit of a lump sum payment of RM20,000.
7. Post-Hospitalisation Treatment as long as within 180 days after hospital discharge. Longest post treatment in Malaysia! Longer post treatment period means you are better covered. Outpatient Physiotherapy Treatment post hospitalization can be extended to 360 days.
8. In hospital physician visits of twice per day. Competitor only once a day.
9. Can stay in hospital up to 180 days per policy year. Competitor only 120 days per year.
10. Can stay in Intensive Care Unit (ICU) for 180 days per policy year. Competitor only 30 days.
11. Pre hospitalization coverage of 60 days. Competitor only 30 days.
12. The basic plan to which this medical card is attached to provides 1% increase in basic sum assured free of charge every year. Let say the basic sum assured is RM200,000 and your annual premium is RM2,000. You pay RM2,000 annually, you get RM200,000 protection plus RM2,000 free additional protection every year.
13. Free Medical Checkup (terms and conditions apply)
14. Covered Government Tax
15. Covered Medical Report Fees


Why Great Eastern?
Great Eastern is the oldest(105 years) and has the largest assets of RM53billion(as at 2012 Jan). Why this is important? Well, this is important because insurance is a long term commitment and company's sustainability is vital for claims.

Source: Bank Negara Malaysia http://www.bnm.gov.my/files/publication/dgi/en/2012/L3.xls

What is so different in Great Eastern plan?
We give the highest availability days in medical card, our card can use up to 180 days in a year. (compare to other insurance company average 120 days). Our Kidney Dialysis and Cancer treatment are using annual&lifetime limit(some other company do impose lower limit for post hospitalization.

Beside these, what else is special about Great Eastern?
Our fund are one of the best in town, good fund will generate better cash value.

Source: Google Doc https://docs.google.com/open?id=0B0kH0-y71uJ8bUxkVXY2QUhFeFU

Well, I can buy from other Great Eastern agent right?
I'm a Actuarial Science graduate and one of the scholar from Great Eastern who work inside Great Eastern as staff for 3 years. I know how insurance works inside out, claims related matter will be able to speed up especially I know many of the staff(they were my colleague) who can help me in my current career. I have been promoted to Unit Sales Manager at the age of 25.

I would really appreciate if you could simply pm me to talk further.