Sorry about ur accident bro.
1st - Good move in taking photos of ur own car and the third party's car. It is ultimately very useful in case that there is a dispute. Always practice this. And its better if u take general view showing both cars in the photo.
2nd - If the other party has a third party insurance or first party insurance, if its their fault, their insurance pays for ur damages. since their car is 3rd party insurance, they cannot claim damages for their car which is pretty hard on them actually. but remember, 3rd party pays for the other pay who is not at fault in an accident.
3rd - Claim loss of use. Yes u can. But make sure ur workshop included them in ur insurance claims. Make sure its in.
4th - Kurnia insurance? Well, Kurnia used to sucks 100% to the max. But recently they are improving. Worst insurance to get are ING & Jerneh so far.
5th - Make sure.........MAKE SURE u MONITOR ur car's repair work daily. U may appear damn f***ing annoying to them but i tell you, ALL WORKSHOPS will try their best to maximize profit if you know what i mean.
I think that's all i can think of now.
5th - Make sure.........MAKE SURE u MONITOR ur car's repair work daily. U may appear damn f***ing annoying to them but i tell you, ALL WORKSHOPS will try their best to maximize profit if you know what i mean.
Last time my bonet , they give me cheap 1,use 1 year karat and berlubang..damm...actually their profit edi damm bloody high,but its their nature to cheat.