I don't get it.... why some ppl managed to save 100% from what they are earning.?

no need to eat? even if you surf lowyat.net you still need to pay money to your ISP...

if you are earning a lot of money... you will still be able to save 99% of your income... not 100%...

gigolo or mistress can...

on a serious note, i believe when they say they can save 100% of their earning, it is their typical 9-6 day job. And they only live on the income from their investment. Thus thats how they can save 100% of their earnings aka salary.

Live with parents also can save 100% mah. 

Live with parent no need to give them monthly maintainence/ allowance-ah???

This is called 'pai kar chai' or 'ee sai chou' 

If the parents still working or own self business, you think need to give? 

It is not the money but the act of giving  . This is part of chinese culture of Filial piety. It shows respect and gratitude to your parents.

Remember the CNY advertisement - scene at old folks home and elderly ladies boasting bout their children high income, each one progressively higher then the other except 1 meek lady keeping quite. Next scene a proton roll-in (non-high income child), it was the meek lady's son visitng her while all other ladies can only look on jealously.....  Filial piety my friend   

My mother & father in-law both gov servants, gets monthly pension with free health care and paid up house & cars but we still give them monthly allowance; do they need the money? No. Can they do with the extra? Yes. Do they use the extra? I dunno. It is just my duty to my parents 

i agree with edyek. Some people just dun give the parents especially when they are in bad term with their parents and their parents is financially stable. I've seen before too. Bad, very bad. hmmm

i agree with edyek. Some people just dun give the parents especially when they are in bad term with their parents and their parents is financially stable. I've seen before too. Bad, very bad. hmmm

My parents are different. When I want to give them allowances, they refuse to accept it. Instead they ask me to save and invest it...

It is not the money but the act of giving  . This is part of chinese culture of Filial piety. It shows respect and gratitude to your parents.

Remember the CNY advertisement - scene at old folks home and elderly ladies boasting bout their children high income, each one progressively higher then the other except 1 meek lady keeping quite. Next scene a proton roll-in (non-high income child), it was the meek lady's son visitng her while all other ladies can only look on jealously.....  Filial piety my friend   

I think you can still save a bit more.

Astrobill - There's no need to watch Astro, or at least subscribe the cheaper package. I dont know what's the cheapest deal as I dont watch Astro/TV. Try do use for free time to do exercise instead of watching TV. Healthier that way, and save on medical cost in the long run.
Phonebill - Try not to use so much mobile phone, or use pre-paid to receive calls or for emergency.
Internet - Go for cheaper package, or at least go for the package you can lump in you local + interstate calls for extra 20 ringgit plus. (Cant remember the exact amount, but it's offered by TM)
Insurance - Buy only what's needed. Buy just enough to cover liabilities and your dependence.
Petrol + touch and go = guess that's for travelling to work. Can find a workplace closer to home? That will be a huge saving.

I personally earned high 5 digits a month, but I spend less that you on phone bill, asto bill, car installment, insurance, petrol, touch and go.

Live with parent no need to give them monthly maintainence/ allowance-ah???

This is called 'pai kar chai' or 'ee sai chou' 

There are some people that just don't give, no matter what duty or culture we are talking. And I've seen these kind of people. Eat, Use and live with parents (semua parents). Save 100% salary and end up buying useless thing.