There is no definite answer for your 1st question. It all depends on how much you are willing to spend on your kids. The choice of sending your kids to the best kindergarten or cheapo kindergarten is still your choice. Plus....education cost keep going up year by year. The figures we gave you will be way out by the time your child has reach...say university?

This post has been edited by runemastertan: Jan 25 2011, 07:17 AM