fixed deposit

Yup, because Msia CC business isn't competitive.
The only good thing from Msia Amex is getting 5x MR for everything (except utilities etc), which gives ~0.9 mile/RM equivalent to ~0.2 mile/$!!!
For US version, you only receive 1 mile/$, except a few categories which get you 5x MR.

Hi bro, I got this from Amex CS, they email it together with the application form.

just got it last month, previously use amex reserve, due to so many point gather, therefore decided to change it to plat charge, MR never expire is my key choice

Just incase anyone wants to know more about the amex plat 👇🏼

Under his "Signature"
On mobile, you have to go into his profile for the link.
Nevertheless, here is the link:
https://youtu.be/U-hCJgqAIjM

Initially i asked for full waiver
Then they told me they need to bring up to higher up level
After few days they called me, saying that they have traced back my spending pattern for the whole 2021 and the conclusion was to give me 500k points but i need to pay the fee.