just received my platinum charge card
thinking whether to activate it or not
not gonna spend 20k in these few months

wow did not think of that...
thanks charles

No idea, i did not ask.
Usually cards need to be activated in 3 months right?

The rewards start from approval date
I plan to pay sspn using boost.
1 month max 4.5k. 3 months 13.5k
The rest will be easy

yea confirmed, as long as it reaches 20k in 90 days

this year MBB did not waive my annual fee after 3 years of waiving
they offered me 500k points
do u guys think its a good deal?

Yeah.. previously they will waive out of good will
Maybe that time was MCO

They already credited the 500k points to me.
Now need to pay the 3250 and 25
Hahhaha

Initially i asked for full waiver
Then they told me they need to bring up to higher up level
After few days they called me, saying that they have traced back my spending pattern for the whole 2021 and the conclusion was to give me 500k points but i need to pay the fee.

Around 300-400k if not mistaken

for me, if you not using it for travelling purposes i dont think its worth it
high annual fee , hard to get waiver
besides able to enter AMEX longue world wide with 2 priority pass card ; with some hotel membership which is not really useful - hilton/shangrila/radisson (only the middle tier)
i dont think there are much perks for this charge card

Usually 1-2 weeks

I just cancelled my amex platinum charge
Not worth it anymore
Only max 300k-350k rewards points given upon renewal
350k means only 50000 miles (7000 rewards = 1000 miles)
50000 miles x 0.04 = rm2000

Annual fee rm3250

Which i dont think worth anymore

Try cimb WTE

Double posted

This post has been edited by Secret Hunter: Mar 10 2023, 01:02 PM

Its the same.. better keep MR as everlasting