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 American Express® Cards v3, Treatpoints & Membership Rewards™

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BuKeYi
post Jul 5 2023, 02:12 PM

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Joined: Apr 2019
From: BuKeYi Wonderland
QUOTE(zeinazron @ Jul 4 2023, 08:41 PM)
Hello all 👋 is there any chance of getting approved for Amex charge card if currently I don’t have anymore financial commitments (house loan, car loans, etc). Just 2 Maybank Ikhwan cards. Coz I’m planning to go US early next year.

Any experience? can share? TQ.
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Charge card is different from credit card, I guess they mostly will look on your monthly activity with your annual income. Since you got their CC as well, if every month no outstanding payment. Likely will be approve, best you apply thru branch/ via email

App/ online one will be verify by AI first before getting through to the real person, some with good records also will kena rejected. So better don't apply through online.

Even thou charge card no credit limit, but bank might limit your spending. It is not entirely unlimited limit one

This post has been edited by BuKeYi: Jul 5 2023, 02:14 PM
BuKeYi
post Oct 25 2023, 11:08 AM

Dame Dame
*****
Junior Member
909 posts

Joined: Apr 2019
From: BuKeYi Wonderland
QUOTE(Jason96 @ Oct 25 2023, 10:15 AM)
Has anyone got their card decline before due to shadow limit? Just got my charge card and I am soon going to buy airline tickets with it totalling around 9k plus... Just wondering
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you need to check with bank, even thou is a charge card they still have some limitation on certain purchase.

 

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