yeah the 1% from 2008

there is one case my friend paid a lump sum with RM20k (of RM50k) in 2009 January...

but so sorry for him......his balance was 69k in June 2008....

so shall he choose the 1%? I guess no...

Why harlow there!

Talking about this PTPTN thing, since push has comes to shove, guess any defaulters have to pandai pandai cari jalan lah. But what I can feel is that if the economic situation in this country is better, this problem would not be so prevalent.

For me guess I am staying back with the 3%. I prefer to have destiny over my payments.

hey i havent started to pay any...so am i affected ???

for kind of u, PTPTN charge 10% + '3% normal service charge' for each of month


abis la u

I support paying back PTPTN.

But I don't support adding interest/faedah/kos perkhidmtana/ujrah/whatever bullshit term they use to justify the additional 'profit'.

Educational loans should be interest free, like how JPA/Mara used to give out. Education should be non-profit.

It's simple. Pay back what you took. Not pay back + 1% per year 'kos perkhidmatan'.

WE NEED REVOLUTION! LIKE IN TUNISIA!

Who want to start by burning themselves first?

u jus know.. it also deem u to notify them 3 month in advance b4 u leave the country.. then ur parent will need to bear any cost if u cabut.. ur father and mother harta pusaka will be known and they can take wat them deem right.. tis conversion is good for those who have no habit of self payment on schedule.. it is not suitable and fraud to those who have pay and will pay either by monthly basic or yearly basic..

damn... ujrah is worst than riba. SO NOT ISLAMIC.

For future PTPTN borrowers, please try not to borrow above RM50k for your entire course. The repayment can be quite hefty.

my gf 1 year+ didnt pay back anything..no action pun i see taken on her?

If the economic situation is better, less people will pinjam already la.

thnk God... i failed to get the Ujrah system after filled-up the form.

try go out of country c.. i really wanna c u gal fail at boarding.. hahahah.. i got a friend jus like ur gal.. go on a trip with me.. then during boarding .. check passport.. cannot fly.. rm4k fly.. at 1st i was shock then the officer explain say she need to settle the outstanding payment of 27k b4 able to go.. on the spot.. lol... vacation cancel straight.. akkakaka... now prisoner at malaysia..

Oh rili? hahahaha..that's her problem lar..not mine...i advise her to pay so many times..but...what can i say lulz

Oh 1 year plus, a relatively fresh defaulter. But has she tried to go overseas? The first action is normally baring the defaulter overseas. If the hutang becomes too extreme, then PTPTN lawyers will really ask ur gf to go to mahkamah.

then,if 15k ok lar..??
still confuse wor

Oic..not yet. she's working with gomen..

apa la bodo sangat ni
pinjam duit kat ahlong
settlekan ptptn lumpsum
ptptn cannot "tipu" your money
problem, ptptn penipu gampang?

i borrowed 10k but when letter come. it say 5k only.. the amount of 1st year to pay is rm600. i need to start pay it before it ban me from going.. oversea..

so let say i took degree in 2008, i take the 1% flat rate. my diploma loan pre-2008 still 3%?
they said i can combine both loans but can't combine interest rate?

pls let me have a job quickly~