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Financial [WTA] Is MRTA/MLTA compulsory, any1 wit health issue had experience?
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Chris Chew
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 Feb 10 2012, 10:07 PM
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QUOTE(Haslizama @ Feb 10 2012, 08:46 PM) Hope so.. Futhermore my loan only 70% and all legal fees absorb by bank....Do u think i have to payback if bank cancel my loan?Everything run smoothly at the beginning and problem star arise prior to disbursement... I think u don't have to worry. The MRTT was rejected u not the bank. What the officer need to do is request for ur previous package( which is with mrtt ) and change to non mrtt package. Loan amount reduce a bit since Mrtt taken out. Normally bank sure approve. Good luck. |
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MaxWealth
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Feb 11 2012, 10:45 AM
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QUOTE(Haslizama @ Feb 10 2012, 08:46 PM) Hope so.. Futhermore my loan only 70% and all legal fees absorb by bank....Do u think i have to payback if bank cancel my loan?Everything run smoothly at the beginning and problem star arise prior to disbursement... From my experience, you will still get the loan. Because it's not you whom cancel the loan. What your banker say about it? |
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Haslizama
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Feb 11 2012, 04:32 PM
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New Member
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[quote=MaxWealth,Feb 11 2012, 10:45 AM] From my experience, you will still get the loan. Because it's not you whom cancel the loan. What your banker say about it? [/quote She just said will try her level best to appeal from mgt and dont give me any promise... Dats y im quite worry.... |
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MaxWealth
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Feb 13 2012, 11:15 PM
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[quote=Haslizama,Feb 11 2012, 04:32 PM] [quote=MaxWealth,Feb 11 2012, 10:45 AM] From my experience, you will still get the loan. Because it's not you whom cancel the loan. What your banker say about it? [/quote She just said will try her level best to appeal from mgt and dont give me any promise... Dats y im quite worry.... [/quote] Hi, so how is your loan? |
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1282009
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Feb 13 2012, 11:43 PM
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What's the main difference between MRTA and MRTT?
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clickNsnap
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Feb 14 2012, 03:36 AM
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Hi all,
If I would like to obtain a RM390k loan with 23 tenure repayment period, I am looking at 3 protection options:
1) MRTA (pay one off premium)
2) MLTA (pay monthly with cash value)
3) term policy (pay monthly)
All 3 above cover death, TPD, CI for 13 years only. (planned to settle the loan in 13 years or by age 55)
Any ideal the cost of each type of policy above, for a 42 years male, no smoker?
Thanks.
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Haslizama
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Feb 14 2012, 08:56 PM
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New Member
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QUOTE(MaxWealth @ Feb 13 2012, 11:15 PM) Just received call from banker, she said waiting approval from high authority and should be ok but im not sure new interest offered... Developer also keep asking on payment coz case pending too long.. |
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MaxWealth
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Feb 15 2012, 10:08 AM
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QUOTE(Haslizama @ Feb 14 2012, 08:56 PM) Just received call from banker, she said waiting approval from high authority and should be ok but im not sure new interest offered... Developer also keep asking on payment coz case pending too long.. Just wait my friend. All the best to you. Update your news with us ya. good luck! |
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Haslizama
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Feb 25 2012, 08:44 PM
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New Member
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QUOTE(MaxWealth @ Feb 15 2012, 10:08 AM) Just wait my friend. All the best to you. Update your news with us ya. good luck! Al rajhi bank doing things damm slow..eventhough they said everything approved but until now i have yet sign new LO.. Tried to contact sales agent but he did not pick up my call or reply my sms..now developer threaten to open sale if bank dont disburse money to them by next week..im really regret to choose alrajhi as my financier..i dont know what to do...  |
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1282009
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Feb 25 2012, 10:54 PM
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QUOTE(Haslizama @ Feb 25 2012, 08:44 PM) Al rajhi bank doing things damm slow..eventhough they said everything approved but until now i have yet sign new LO.. Tried to contact sales agent but he did not pick up my call or reply my sms..now developer threaten to open sale if bank dont disburse money to them by next week..im really regret to choose alrajhi as my financier..i dont know what to do... I thought bank is liable to disbuse the progressive payment??  |
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CrysBlue
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Feb 25 2012, 11:27 PM
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New Member
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QUOTE(clickNsnap @ Feb 14 2012, 03:36 AM) Hi all, If I would like to obtain a RM390k loan with 23 tenure repayment period, I am looking at 3 protection options: 1) MRTA (pay one off premium) 2) MLTA (pay monthly with cash value) 3) term policy (pay monthly) All 3 above cover death, TPD, CI for 13 years only. (planned to settle the loan in 13 years or by age 55) Any ideal the cost of each type of policy above, for a 42 years male, no smoker? Thanks. Hi, would you mind to let me know what is the interest rate your 're getting so that i can calculate for you.  |
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MaxWealth
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Feb 28 2012, 01:10 PM
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QUOTE(Haslizama @ Feb 25 2012, 08:44 PM) Al rajhi bank doing things damm slow..eventhough they said everything approved but until now i have yet sign new LO.. Tried to contact sales agent but he did not pick up my call or reply my sms..now developer threaten to open sale if bank dont disburse money to them by next week..im really regret to choose alrajhi as my financier..i dont know what to do... Sorry for that, how is the progress now?? |
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