MBB does not have cash redemption at the moment. SCB also have cash to be redeemed. You can use 5,000 points to redeem RM25 cash back. It's better than voucher redemption, where you need approximately 12,000 points to redeem a RM50 shopping voucher.

BT is more worth.

Say you swipe Rm10k, and u do BT, then u can put ur cash Rm10k to put in the bank for FD and enjoy the FD interest rates.

My experience of applying the OCBC branch only requires my existing credit card and nothing else. I walk in to the Masjid Jamek branch, in which, I think that's the HQ of OCBC Malaysia? The process of application takes up 5 minutes. After 3 weeks, the card was mailed to me. My income is merely RM3k before deductions, but well, they don't check for my pay slips. I have taken a joint-loan with OCBC too. But that makes me wonder if that helps.

got a question regarding payment

my MBB Visa has its first ever statement dated 28 Dec, the outstanding balance let's say is RM1000, minimum payment amount is RM100, Statement balance is RM1000, payment due date is 17 Jan 2011

I already paid RM1000 today, so outstanding balance reduced to zero..

but say I spent another RM200 today, will it or will it not included in the current month statement?  Do I still have to pay the RM200 before 17 Jan 2011?

if there are no existing card? ic, epf statement, latest 3 month salary will do ?

Wanna clarify something. Did we compulsory need to enclose EA form as well to apply cc? I asked CIMB and PBB and they say compulsory.
It is possible for me to to apply without that document? or maybe can I use other supporting documents such as promotion letter, salary increment letter. etc ect

thanks in advance

i usually will pay full amount and i got friend who ask for increase of their credit limit but the bank refuse to do so. i think maybe because my friend always pay on time with full amount and they got nothing from him..

maybe case to case problem? how long you use your card before you request to increase credit limit?

another diff for their MC - DA fuel rebate is for all petrol station but CIMB Petronas only for Petronas.

but starting tomorrow, DA no longer have fuel rebate for fuel! after 7 years i'm using it!!!

hmm.. may i ask.. what is DA means? sorry ya..

anyway, i will try to apply for OCBC Titanium and in that case, i think i need to cancel my EON GSC.
CIMB don have GST?? you apply OCBC with your CIMB? you mean BT?

Is it safe to pay online using credit card. I m afraid of hijacking. Visa or mastercard, which one is more safe on internet payment.

Didn't you try to get 10000 Bonus Points to get it waive ?

me thinking the same way. and my gst will be charged on this coming 27-jan! how eh?

i only have 3 weeks to give them time! haha

I mean ask DA to credit 10,000 points for you ;-)

last year i cancel my DA Visa by call 3 days before renew date.

at the statement shows will be charged on 27 but my statement is on next 13.

cancelled it on 24 jan and my next statement 13 feb dont have the gst (2010)

but until now, the card number is there (on cimbclicks)