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> i want to buy ipad by installment.., where can i get it?

atombom123
post Dec 1 2010, 06:04 PM


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is that possible? because i don't have much cash.. but i love ipad.. i think installment is the way
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lbkly
post Dec 1 2010, 06:11 PM


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Serious love? Worth it for this Pad?
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JusticeDeserves
post Dec 1 2010, 06:17 PM


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Should be able to get it from Machines.

4% interest rate though. So if you get it:
(Price of iPad * 104/100) / 12 = per month for 12 months

You also have to pay 20% advanced payment.

That's the terms for the MBA, I'm not too sure if it's the same with the iPad.
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ne3ro
post Dec 1 2010, 10:36 PM


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At machines there, is it installment using credit card or what? Currently looking forward to buy an imac installment oso. But don hav cc
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aindejeje
post Dec 1 2010, 10:51 PM


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all authorized dealer should have this.
ipad is available in malaysia now.
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JusticeDeserves
post Dec 1 2010, 11:24 PM


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Credit card only.

» Click to show Spoiler - click again to hide... «


This post has been edited by JusticeDeserves: Dec 1 2010, 11:25 PM
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atombom123
post Dec 2 2010, 09:52 AM


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QUOTE(JusticeDeserves @ Dec 1 2010, 06:17 PM)
Should be able to get it from Machines.

4% interest rate though. So if you get it:
(Price of iPad * 104/100) / 12 = per month for 12 months

You also have to pay 20% advanced payment.

That's the terms for the MBA, I'm not too sure if it's the same with the iPad.
*
i want to buy RM1599 ONE.. the cheapest package.. so how to count?
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xaw5126
post Dec 2 2010, 10:17 AM


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maths fail ka? 1599 * 1.04 / 12 . don't forget you need a credit card.
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cRazYee
post Dec 2 2010, 12:09 PM


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no no no it's definitely not 1599 * 1.04 / 12

should be RM1599/0.96 = RM1665.625
then divide by 12

bank calculator allows them to earn extra RM3 off you
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tishaban
post Dec 2 2010, 12:48 PM


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Harvey Norman is charging only 3% btw, was there yesterday. But I'm not sure if they are an official Apple reseller or not even if they have a nice Apple stand and all...


This post has been edited by tishaban: Dec 2 2010, 12:48 PM
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xaw5126
post Dec 2 2010, 01:19 PM


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very easy to find out. just call the Apple Hotline and ask.
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GuyM
post Dec 2 2010, 11:28 PM


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Maybankard holder enjoy 0% up to 24 mths
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ajul
post Dec 5 2010, 04:02 AM


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at any apple reseller can pay easypayment..but u need a credit card..
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nubJeff
post Dec 6 2010, 12:24 PM


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Guys,I saw all of you reply about the credit card..once I purchase the iPad is it the credit atleast have the amount of iPad?

For example :
iPad RM 1.6k (My credit must have RM 1.6k too?)
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rx330
post Dec 6 2010, 12:57 PM


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are u sure you are mature enough to own a card?
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iamsobloodysick
post Dec 6 2010, 02:32 PM


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QUOTE(tishaban @ Dec 2 2010, 12:48 PM)
Harvey Norman is charging only 3% btw, was there yesterday. But I'm not sure if they are an official Apple reseller or not even if they have a nice Apple stand and all...
*
I read somewhere they are the first and only electrical retailer that carries official iPad.
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ajul
post Dec 6 2010, 02:55 PM


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QUOTE(nubJeff @ Dec 6 2010, 12:24 PM)
Guys,I saw all of you reply about the credit card..once I purchase the iPad is it the credit atleast have the amount of iPad?

For example :
iPad RM 1.6k (My credit must have RM 1.6k too?)
*
u already own a credit card or never own at least 1?ur question make others curious..seem u nothing know bout credit card... shakehead.gif
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nubJeff
post Dec 6 2010, 06:25 PM


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QUOTE(ajul @ Dec 6 2010, 02:55 PM)
u already own a credit card or never own at least 1?ur question make others curious..seem u nothing know bout credit card... shakehead.gif
*
Bro,lol..I haven't own a credit card yet.. cry.gif
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yanstudio
post Dec 7 2010, 12:03 PM


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Harvey norman official Apple reseller/retailer, 3% for iPad, 4% for other Mac products, do as well check with them some Macbook pro 15' 17' is 0% interest.

Machine, Epic, 4% surcharge for all iPad and Mac product installment.
Just check all last weekend. smile.gif
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nubJeff
post Dec 7 2010, 12:20 PM


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QUOTE(yanstudio @ Dec 7 2010, 12:03 PM)
Harvey norman official Apple reseller/retailer, 3% for iPad, 4% for other Mac products, do as well check with them some Macbook pro 15' 17' is 0% interest.

Machine, Epic, 4% surcharge for all iPad and Mac product installment.
Just check all last weekend. smile.gif
*
Thanks for the info,I'm getting one iPad but thinking buy with installment or cash.. hmm.gif
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k3v1n
post Dec 7 2010, 02:30 PM


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Some forumer here are selling Ipad in installment plan, u can have a look for them...
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jensen_tidus
post Dec 10 2010, 09:28 AM


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Huh?? Actually when it started that apple reseller is charging extra % for doing installment plan? I'm planning to buy one from epicentre with my Hsbc for 0% installment. Maybe I should call in later~~
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xaw5126
post Dec 10 2010, 12:08 PM


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@jensen_tidus well, I remember MacAsia (now closed down) charging for instalment payments back in 2005.

always ask first, and call your bank as well to find out if they can convert it to easy payments, without involving the merchant.
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iamsobloodysick
post Dec 10 2010, 12:20 PM


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Whether or not the installment involves the merchant or not, the interest rate should be about the same, right?
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xzibit
post Dec 10 2010, 03:24 PM


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QUOTE(GuyM @ Dec 2 2010, 11:28 PM)
QUOTE
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Maybankard holder enjoy 0% up to 24 mths

*
This was for Maybank staff only right?lol
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tapirus
post Oct 19 2011, 05:22 PM


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QUOTE(k3v1n @ Dec 7 2010, 02:30 PM)
Some forumer here are selling Ipad in installment plan, u can have a look for them...
*
thanks..i'll be coming there..


Added on October 19, 2011, 5:25 pm
QUOTE(k3v1n @ Dec 7 2010, 02:30 PM)
Some forumer here are selling Ipad in installment plan, u can have a look for them...
*
hi could you recommend for me which shop that offer Ipad in installment plan??? coz am not much cash to have it.but i really want it.. - stacy-


Added on October 19, 2011, 5:30 pmhi uols..i'm interested to have ipad.but i'm not have much cash.i'm prefer with installment payment if there any..?? pls recommend me..-stacy-

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mynewuser
post Oct 19 2011, 07:17 PM


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How about SENHENG? 1 year installation extra RM ?? only
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Eidilfitrix
post Oct 19 2011, 10:59 PM


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Just pay one lam sum la. Easier. If you pay by installment, you're paying more than the exact amount. Choose wisely.
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steventan85
post Oct 19 2011, 11:01 PM


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QUOTE(Eidilfitrix @ Oct 19 2011, 10:59 PM)
Just pay one lam sum la. Easier. If you pay by installment, you're paying more than the exact amount. Choose wisely.
*
Of course everyone prefer to pay lump sum . He is short of cash. And nowadays got some many 0% interest instalment by bank, so why pay lump sum?
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Eidilfitrix
post Oct 19 2011, 11:10 PM


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QUOTE(steventan85 @ Oct 19 2011, 11:01 PM)
Of course everyone prefer to pay lump sum . He is short of cash. And nowadays got some many 0% interest instalment by bank, so why pay lump sum?
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I was pointing out to Machines/Epicentre those Apple Premium Resellers that will be charging 4% interest. If he could find any store offer 0% installment, why not?
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matow
post Oct 20 2011, 01:18 AM


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I went to Courts Mammoth to try to buy Ipad 2 but there were no stock except for 64 gig ones and that too can only get from Setapak branch. If I want it at Klang branch I had to wait 2 to 3 weeks for them to send it there.

I then went to Harvey Norman at Bkt Tinggi Jaya Jusco and bought a 32gb one at RM1799 + 3% for 12 mths 0% EPP. Sales girl wanted to sell me extra 2 yrs warranty at RM250+, I did not take the extra warranty. Only left black model no choice die die hv to take lor. But the best part is the software is 4.3.3. But I see my bro and niece upgrade theirs to IOS 5 with many other functions, I now don't know want to JB my Ipad2 or upgrade it to IOS 5?
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berrymaniac
post Oct 25 2011, 01:10 PM


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u can just swipe your card in full to buy ur ipad. and call bank after that to convert to easy payment. some charge u interest some dont.
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eikozai
post Oct 25 2011, 02:13 PM


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I've just done it with my Hong Leong Bank credit card.
They charge you on 2.99% interest per annum, depend u want installment for 6, 12, 24 or 36 months.

One thing you need to know, this is not installment from any reseller store, it's applied by you by calling to credit card customer service AFTER you swipe it. It takes 3-5 days of floating period before the process is done. Very easy, after swipe, call them up and says u wanna make the latest swipe to easy installment(HLBB call it Flexy Payment), and you can now rest your head on pillow.

Whoever using HLBB, i got a contact from the CS there that does give great service and extended support. Just ring her up and everything is done.

Peace biggrin.gif
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Cyber_shot8
post Oct 25 2011, 09:10 PM


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just by frm courts...
sometimes u can get a good price..
i buy my ipad 64Gb w' free 2 month instalment c'ze using certain CC...

frm price $1.5k, just drop to $1.3k + 0% instalment 12 mnth..

This post has been edited by Cyber_shot8: Oct 25 2011, 09:10 PM
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suntzulee
post Oct 25 2011, 09:22 PM


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QUOTE(matow @ Oct 20 2011, 01:18 AM)
I went to Courts Mammoth to try to buy Ipad 2 but there were no stock except for 64 gig ones and that too can only get from Setapak branch. If I want it at Klang branch I had to wait 2 to 3 weeks for them to send it there.

I then went to Harvey Norman at Bkt Tinggi Jaya Jusco and bought a 32gb one at RM1799 + 3% for 12 mths 0% EPP. Sales girl wanted to sell me extra 2 yrs warranty at RM250+, I did not take the extra warranty. Only left black model no choice die die hv to take lor. But the best part is the software is 4.3.3. But I see my bro and niece upgrade theirs to IOS 5 with many other functions, I now don't know want to JB my Ipad2 or upgrade it to IOS 5?
*
Is it Harvey Norman selling black 4.3.3 unit? Still have stock?
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kelvin_faye
post Oct 26 2011, 08:11 PM


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QUOTE(Cyber_shot8 @ Oct 25 2011, 09:10 PM)
just by frm courts...
sometimes u can get a good price..
i buy my ipad 64Gb w' free 2 month instalment c'ze using certain CC...

frm price $1.5k, just drop to $1.3k + 0% instalment 12 mnth..
*
Hi, ur ipad is ipad 2 r? What CC can get free 2 month installment? I got Citibank CC. smile.gif

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matow
post Oct 27 2011, 02:09 PM


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QUOTE(suntzulee @ Oct 25 2011, 09:22 PM)
Is it Harvey Norman selling black 4.3.3 unit? Still have stock?
*
I'm not sure lor cos when I bought it, it was still in the shipping box (brown colour box), Harvey Norman do not do anything to it, you pay and they hand the box to you. I had to go back and sync to itunes myself to activate the Ipad.

Why not call to Harvey Norman and ask whether they still have stock?
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Cyber_shot8
post Oct 29 2011, 08:38 AM


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QUOTE(kelvin_faye @ Oct 26 2011, 08:11 PM)
Hi, ur ipad is ipad 2 r? What CC can get free 2 month installment? I got Citibank CC. smile.gif
*
Ipad 1, promo 4 ctbnk CC, CM sell cheap 4 clearing stock.. Bought on May this year..
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one1002
post Oct 29 2011, 07:01 PM


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QUOTE(one1002 @ Aug 30 2011, 02:38 PM)
ok..i've finally bought the imac at senQ gurney plaza..they are the authorized dealer for apple product..

monthly payment (36months) = rm120++..i bought with trackpad, and wired keyboard..plus extended warranty.. =D
*
i bought my new iMac 21.5" last august...go to senQ shops that are authorized dealer for Apple products..

for my iMac, cost about rm4000++ including accessories and extended warranty..so, for 36months..cost me rm120++/month..

affordable or not, worth it or not..you decide..don't listen to others..it'll just make you even more confused..

for the ipad..i am not sure if they offer 36months installments..perhaps you should ask them and give feedback here in the forum..if the ipad you are buying cost rm2000, for 36months installment..rm55.55....

again..it's up to you whether to buy lum sum or installment..for me..i don't have the cash to fork out let alone rm4000 in a time..even if i can..i'd probably cannot buy anything else if i spend a total of rm4000 cash on the iMac.. =)
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ay@m
post Oct 30 2011, 08:32 AM


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Paid using cimb credit card and convert to installment...


QUOTE(atombom123 @ Dec 1 2010, 06:04 PM)
is that possible? because i don't have much cash.. but i love ipad.. i think installment is the way
*
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winshoo
post Oct 31 2011, 09:23 AM


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Bought iPad 2 yesterday @ RM1499 with Citibank - installment 12 months (RM133 per month).
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suntzulee
post Oct 31 2011, 05:45 PM


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QUOTE(winshoo @ Oct 31 2011, 09:23 AM)
Bought iPad 2 yesterday @ RM1499 with Citibank - installment 12 months (RM133 per month).
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why RM1596 for your ipad2? where did you buy?
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winshoo
post Oct 31 2011, 07:05 PM


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QUOTE(suntzulee @ Oct 31 2011, 05:45 PM)
why RM1596 for your ipad2? where did you buy?
*
Got interest ma... (but at least I don't need to pay 1 lump sum) tongue.gif
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suntzulee
post Oct 31 2011, 08:58 PM


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QUOTE(winshoo @ Oct 31 2011, 07:05 PM)
Got interest ma... (but at least I don't need to pay 1 lump sum) tongue.gif
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Wah interest rm97. That's alot. U Shud buy from Harvey Norman 4% only.
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matow
post Nov 1 2011, 02:27 PM


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QUOTE(suntzulee @ Oct 31 2011, 08:58 PM)
Wah interest rm97. That's alot. U Shud buy from Harvey Norman 4% only.
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Harvey Norman charges 3%
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suntzulee
post Nov 1 2011, 04:45 PM


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QUOTE(matow @ Nov 1 2011, 02:27 PM)
Harvey Norman charges 3%
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No, is 4%. I just asked. Btw they have no stock cry.gif
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matow
post Nov 3 2011, 11:24 AM


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QUOTE(suntzulee @ Nov 1 2011, 04:45 PM)
No, is 4%. I just asked. Btw they have no stock  cry.gif
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Wah!! So fast they raise to 4%. I just bought mine last month at 3% in Harvey Norman Jusco, Bkt Tinggi, Klang.
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noobie123
post Nov 3 2011, 12:40 PM


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ei buy it from ALL IT hypermart. They charge 2% only. Machines, epicenter and harvey norman also 4%...
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bluswhitehat
post Nov 3 2011, 02:16 PM


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This Harvey Norman all - installment payment is by them or using CC ?

Just asking out of curiosity - cause I didnt know that Harvey Norman gives out EPP.
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Matrix
post Nov 3 2011, 02:22 PM


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One way...swipe with any credit card....then do 0% BALANCE TRANSFER to another card with 0% interest for say 12 months. Mission accomplished. smile.gif

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suntzulee
post Nov 3 2011, 08:47 PM


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Buy from Carrefour, 0% interest. I saved money to buy the case or screen protector . rclxm9.gif
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Masculine
post Nov 4 2011, 11:43 AM


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QUOTE(suntzulee @ Nov 3 2011, 08:47 PM)
Buy from Carrefour, 0% interest. I saved money to buy the case or screen protector .  rclxm9.gif
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which carrefour got ipad??
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suntzulee
post Nov 4 2011, 12:23 PM


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QUOTE(Masculine @ Nov 4 2011, 11:43 AM)
which carrefour got ipad??
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i bought mine from Kota Damansara
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