is that possible? because i don't have much cash.. but i love ipad.. i think installment is the way

Serious love? Worth it for this Pad?

Should be able to get it from Machines.

4% interest rate though. So if you get it:
(Price of iPad * 104/100) / 12 = per month for 12 months

You also have to pay 20% advanced payment.

That's the terms for the MBA, I'm not too sure if it's the same with the iPad.

At machines there, is it installment using credit card or what? Currently looking forward to buy an imac installment oso. But don hav cc

all authorized dealer should have this.
ipad is available in malaysia now.

Credit card only.



This post has been edited by JusticeDeserves: Dec 1 2010, 11:25 PM

i want to buy RM1599 ONE.. the cheapest package.. so how to count?

maths fail ka? 1599 * 1.04 / 12 . don't forget you need a credit card.

no no no it's definitely not 1599 * 1.04 / 12

should be RM1599/0.96 = RM1665.625
then divide by 12

bank calculator allows them to earn extra RM3 off you

Harvey Norman is charging only 3% btw, was there yesterday. But I'm not sure if they are an official Apple reseller or not even if they have a nice Apple stand and all...


This post has been edited by tishaban: Dec 2 2010, 12:48 PM

very easy to find out. just call the Apple Hotline and ask.

Maybankard holder enjoy 0% up to 24 mths

at any apple reseller can pay easypayment..but u need a credit card..

Guys,I saw all of you reply about the credit card..once I purchase the iPad is it the credit atleast have the amount of iPad?

For example :
iPad RM 1.6k (My credit must have RM 1.6k too?)

are u sure you are mature enough to own a card?

I read somewhere they are the first and only electrical retailer that carries official iPad.

u already own a credit card or never own at least 1?ur question make others curious..seem u nothing know bout credit card...

Bro,lol..I haven't own a credit card yet..

Harvey norman official Apple reseller/retailer, 3% for iPad, 4% for other Mac products, do as well check with them some Macbook pro 15' 17' is 0% interest.

Machine, Epic, 4% surcharge for all iPad and Mac product installment.
Just check all last weekend.

Thanks for the info,I'm getting one iPad but thinking buy with installment or cash..

Some forumer here are selling Ipad in installment plan, u can have a look for them...

Huh?? Actually when it started that apple reseller is charging extra % for doing installment plan? I'm planning to buy one from epicentre with my Hsbc for 0% installment. Maybe I should call in later~~

@jensen_tidus well, I remember MacAsia (now closed down) charging for instalment payments back in 2005.

always ask first, and call your bank as well to find out if they can convert it to easy payments, without involving the merchant.

Whether or not the installment involves the merchant or not, the interest rate should be about the same, right?

This was for Maybank staff only right?lol

thanks..i'll be coming there..

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Added on October 19, 2011, 5:25 pmhi could you recommend for me which shop that offer Ipad in installment plan??? coz am not much cash to have it.but i really want it.. - stacy-

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Added on October 19, 2011, 5:30 pmhi uols..i'm interested to have ipad.but i'm not have much cash.i'm prefer with installment payment if there any..?? pls recommend me..-stacy-

This post has been edited by tapirus: Oct 19 2011, 05:30 PM

How about SENHENG? 1 year installation extra RM ?? only

Just pay one lam sum la. Easier. If you pay by installment, you're paying more than the exact amount. Choose wisely.

Of course everyone prefer to pay lump sum . He is short of cash. And nowadays got some many 0% interest instalment by bank, so why pay lump sum?

I was pointing out to Machines/Epicentre those Apple Premium Resellers that will be charging 4% interest. If he could find any store offer 0% installment, why not?

I went to Courts Mammoth to try to buy Ipad 2 but there were no stock except for 64 gig ones and that too can only get from Setapak branch. If I want it at Klang branch I had to wait 2 to 3 weeks for them to send it there.

I then went to Harvey Norman at Bkt Tinggi Jaya Jusco and bought a 32gb one at RM1799 + 3% for 12 mths 0% EPP. Sales girl wanted to sell me extra 2 yrs warranty at RM250+, I did not take the extra warranty. Only left black model no choice die die hv to take lor. But the best part is the software is 4.3.3. But I see my bro and niece upgrade theirs to IOS 5 with many other functions, I now don't know want to JB my Ipad2 or upgrade it to IOS 5?

u can just swipe your card in full to buy ur ipad. and call bank after that to convert to easy payment. some charge u interest some dont.

I've just done it with my Hong Leong Bank credit card.
They charge you on 2.99% interest per annum, depend u want installment for 6, 12, 24 or 36 months.

One thing you need to know, this is not installment from any reseller store, it's applied by you by calling to credit card customer service AFTER you swipe it. It takes 3-5 days of floating period before the process is done. Very easy, after swipe, call them up and says u wanna make the latest swipe to easy installment(HLBB call it Flexy Payment), and you can now rest your head on pillow.

Whoever using HLBB, i got a contact from the CS there that does give great service and extended support. Just ring her up and everything is done.

Peace

just by frm courts...
sometimes u can get a good price..
i buy my ipad 64Gb w' free 2 month instalment c'ze using certain CC...

frm price $1.5k, just drop to $1.3k + 0% instalment 12 mnth..

This post has been edited by Cyber_shot8: Oct 25 2011, 09:10 PM

Is it Harvey Norman selling black 4.3.3 unit? Still have stock?

Hi, ur ipad is ipad 2 r? What CC can get free 2 month installment? I got Citibank CC.

I'm not sure lor cos when I bought it, it was still in the shipping box (brown colour box), Harvey Norman do not do anything to it, you pay and they hand the box to you. I had to go back and sync to itunes myself to activate the Ipad.

Why not call to Harvey Norman and ask whether they still have stock?

Ipad 1, promo 4 ctbnk CC, CM sell cheap 4 clearing stock.. Bought on May this year..

i bought my new iMac 21.5" last august...go to senQ shops that are authorized dealer for Apple products..

for my iMac, cost about rm4000++ including accessories and extended warranty..so, for 36months..cost me rm120++/month..

affordable or not, worth it or not..you decide..don't listen to others..it'll just make you even more confused..

for the ipad..i am not sure if they offer 36months installments..perhaps you should ask them and give feedback here in the forum..if the ipad you are buying cost rm2000, for 36months installment..rm55.55....

again..it's up to you whether to buy lum sum or installment..for me..i don't have the cash to fork out let alone rm4000 in a time..even if i can..i'd probably cannot buy anything else if i spend a total of rm4000 cash on the iMac.. =)

Paid using cimb credit card and convert to installment...

Bought iPad 2 yesterday @ RM1499 with Citibank - installment 12 months (RM133 per month).

why RM1596 for your ipad2? where did you buy?

Got interest ma... (but at least I don't need to pay 1 lump sum)

Wah interest rm97. That's alot. U Shud buy from Harvey Norman 4% only.

Harvey Norman charges 3%

No, is 4%. I just asked. Btw they have no stock

Wah!! So fast they raise to 4%. I just bought mine last month at 3% in Harvey Norman Jusco, Bkt Tinggi, Klang.

ei buy it from ALL IT hypermart. They charge 2% only. Machines, epicenter and harvey norman also 4%...

This Harvey Norman all - installment payment is by them or using CC ?

Just asking out of curiosity - cause I didnt know that Harvey Norman gives out EPP.

One way...swipe with any credit card....then do 0% BALANCE TRANSFER to another card with 0% interest for say 12 months. Mission accomplished.

This post has been edited by Matrix: Nov 3 2011, 02:23 PM

Buy from Carrefour, 0% interest. I saved money to buy the case or screen protector .

which carrefour got ipad??

i bought mine from Kota Damansara

Everything in Harvey Norman have no surcharge of want to do installment except for Apple products where they'll charge you 4% surcharge. Was about to buy the iPhone 7 but decided not to in the end because of this surcharge.

Can eloborate more?

i think sen q also got installment