It is misleading to say AHB dont benefit bumi at large, Yes middle class malay like me can buy 200K of this investment (Im not politically connected in any way to make my money).. but a steady, consistent monthly investment on this fund is a gd way for the bumi to invest.

If you go to "not soo rich" ppl in kampung and see hundred's of DVD or PS's disk.... how can we say they are really poor. It is a matter of choice what they do with the money. We are lucky to stay in this country (yes ive been all over the world).. bcs ive never know anyone died bcs of starvation...

think abt that... yes the bumi need a help here and there... just like all the non-bumi that is poor need to get help ... and if they used those alot of money of income tax that i paid... i'm please..

If u say uve been all over the world, then why say we're lucky cuz we havent died of starvation? If uve been all over then ull be also comparing with countries that are BETTER than us and see how we can achive their status instead of blindly following wht the Gov has been brainwashing us with all these years.

If we are chasing the developed nation status then we should be comparing ourselves with Europe, UK and Australia and emulating whats good from them instead of continously comparing ourselves with Somalia and Zimbabwe and saying that we are lucky.

i think alot of topic discussed here is gone out of d main topic.

shall we discuss back to real topic? As in whether this investment is good investment? what is the gurantee return? (some ppl say 6%), some say around 9-10%.

and pls, why shud we discuss about rich/poor,starvation and all? lets focus on d AHB topics.

meanwhile, maybank launch d gold passbook.. so now im choosing between AHB and Gold passbook.. 2 compare which one can give better dividend.

Guys, so do you think its worth it to invest now??Or should i wait??

From what I've read in this thread I can get two things;
- dividend might be higher than ASB as gov trying to attract more investors
- dividend should be around 5-6% based on some calculation


Do anyone has a record track of ASB, the % they gave on their first year?Maybe that can be a good referrence

This post has been edited by optyx_spider: Jan 22 2011, 10:00 AM

The ASB dividend past 20 years ...

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Added on January 30, 2011, 8:38 amIn numbers ...
ASB dividend return and its bonus since 1990.



This post has been edited by kiddo_z: Jan 30 2011, 08:38 AM

Both are different types of investment with different target groups. Gold investment is not for immediate gains. You might need to wait a few years in order to see some gains. Plus you should not invest money which you might need in the near future as you do not get any interest or dividends by investing in gold accounts. The only form of gain will be through selling of the gold at the prevalent market price at that time.

Sorry for bringing up an old thread but since I see there is no need to create another one

How do we check the returns of AHB? I dont see any credit/debit money into my account...usually what month they give dividend?

Just finished read all pages..many ppl talking not on ahb, but discuss on other matter..lol!

I also want to know from who invested in ahb.hows the return?

the return just matching ASW, nothing closed to ASB

If you are talking about a proven syariah compliant fund, AHB is the best fund out there. With a cash return of 6.5% during first year, this is the best fixed income investment for conservative Malays. As a former fund manager who used to manage a RM3 billion syariah compliance fund, I would rank this scheme as above average.

Another 3.25% and will be paid today. This return is for the period of 6 months.

http://sharinginfoz.blogspot.com/2012/10/d...era-ahb_24.html

why their main website i cannot found any article about dividen given for 2011 and 2012?

can check here http://www.phb.com.my/bm/press.html

Agreed

is it AHB now can w/draw from EPF?

Minimum 1,000 units for EPF investment scheme, maximum units per holder has increased to 400,000 units compare 200,000 units previously.

As usual, the remaining investment after taken out from EPF for AHB will be credited back to your account one, withdrawal still need to wait till 55 year old for account one except some reason as stated in Employee Provident Fund (EPF) website.

http://www.maybank-am.com/phb-increases-ah...5-billion-units

If can apply loan same as ASB, i already grab it.

http://www.theedgemalaysia.com/business-ne...-each-unit.html


You can apply personal loan, don't need to wait loan that only open for AHB.
If the return cannot bet the BLR, just take thing for granted and paid your debts.

Thanks for your information. their return about same blr.