There is a choice. The saving of money in EPF is not against Shariah laws but accepting the dividends is. So reduce the dividends by using the EPF money for house purchases and computer withdrawals or whatever that EPF allows for. Why keep more money in there to earn more dividends?

How many Malays who have invested in Gold Savings Accounts actually withdraw in gold bullion? Most (if not all) prefer to get the profits in cash. Even i do. And even if they withdraw the Gold bullion, its also considered haram by Shariah law since the gold bullion is a result of profits gained which are about 15% per annum based on current prices. If ASB is haram then Gold Bullion should be the same.

Im not here to educate anybody about Shariah law. Im just not in favour of double standards especially when it comes to religious beliefs. Most ppl pick and choose which part of religion to follow when it should be all and sundry. I also think its silly to bring Shariah into every damn aspect of our lives. I think that if you really wanna do the right thing, then use the returns from interest or dividends to help the poor. Shariah law in itself is pure and encompases many important aspects in Islam. Its those so called 'religious experts' who damage the true meaning of it.

How is it they have RM500k their ASB when the max is only RM200k?

Guys, so do you think its worth it to invest now??Or should i wait??

From what I've read in this thread I can get two things;
- dividend might be higher than ASB as gov trying to attract more investors
- dividend should be around 5-6% based on some calculation
Do anyone has a record track of ASB, the % they gave on their first year?Maybe that can be a good referrence