ya sell the house then problem solve...but u might get only little profit from the house ler.if u can afford to pay the 15month delay, then just pay and kick her out.wat ever happns the loan still on ur name and u will kena.no need to blame her or get angry at her now...first thing first...clear ur name.

myb the bank sent letter to ur house but ur ex-wife didnt tell u?

I think if 9 years ago 178K then myb u can get around 230K...depends on ur location and house type.u settle the payment first then sell la.I dont think u cant afford 20K

I remember selling my mum's 24years old house (teres) bought roughly 60K, loan settle around 90K sold around 150K. this one is in KK sabah.