But sometimes you do know these bank employees do not understand their card product very well right ? HSBC Group released a statement a year or two ago that USA is the first country where it offers a World MasterCard follow by Japan and Australia. They do plan to roll this card out in all other countries but thus far there is no news on this. Australia was the last addition to their list of country that offers World MasterCard from the HSBC Group, if my memory serves me correctly.

And yes, HSBC Holdings has indeed signed up to offer World MasterCard from MasterCard Worldwide but Malaysia is not yet in the list it is offering this type of card.