not bad has parent influnce to have saving habits. Not many have it.

There is bad and good lah.

Bad thing, you didnt over come to manage yourself what suitable for yourself.

Good thing, no need to tink juz follow onli. Show your respect and obey to parent wish.

My advise, not every money/side income you get must report/follow to your parent.
Must learn some dirty accounting and hide somewhere for own purpose.

This post has been edited by felixmask: Aug 14 2013, 11:28 AM

1)what the comitment for japanese car VS saga sv ?
2)what the reason want japanese car and you want saga sv ?

If you sharing with your parent, then likehood you must follow them becoz they also helping paying for the car.

Juz be happy, you got a car. Not everybody also can afford a car.

This post has been edited by felixmask: Aug 14 2013, 11:36 AM


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try to tink other way SON, you havent ask them why they want you buy Japnese car.

I believe is either for quality and safety reason. Juz look different that your family want you be safe driving it. Not i said saga not good. Is juz my view i put from your parent. You can forget it..what i said....it not from them.

You have to talk with them, no point throw FIRE with FIRE, end you burn each other hand.

I learn my mistake same like you not becoz car but property. End up im noting to them.

I agree with your buy cheaper car is better becoz car is depreciation, then YOU have the same WEAKNESS dont hv the skill of NEGOTIATION with own parent what it look like to accept their and our opinion.

So go back try to talk again with peace.

Your dad also Insurance agent.....?

then you no choice, you cant bear the life with your parent.

The choice you have is work/stay far away from your parent.

New Gen - Y then start to find work FAR FAR FAR away and never look back or miss your Mummy cooking.

then you must know\learning to manageable your self alone.

This post has been edited by felixmask: Aug 14 2013, 12:11 PM

you buy jap or saga who know what you buying. Juz buy is your money. BE A MAN.

House loand interest > PTPN interest.

Normaly we try to fair reduce those interest that are higher.

Since you get a discount of 20%, rm4k not only interest you save also pay less of what u borrow.

Why not Settle PTPN , then monthly you can commit more on the housing loan which wont solve easy in short term.

Im not spoiled your wedding mood. Taking loan to get happy 1 day but suffer few year. Rm30 -rm40k not cheap and especially with your current paid.
My wedding i run below rm10k, talk to your wife.

The money spend can be safe for children education or buying house.

This post has been edited by felixmask: Sep 23 2013, 04:38 PM

very small one...NO GRAND WEDDING DINNER. Only family member... Not thing to show off.
10K not only dinner, include photo + everything.

This post has been edited by felixmask: Sep 24 2013, 08:52 AM

haha..all kiam siap...when come money all go only their business.

I learn that never trust family in term of money...EASY DISTORTION and NO Return

dont forget STUDY LOAN..PR FAILED to abolish PTPN....

This post has been edited by felixmask: Sep 24 2013, 01:54 PM

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