reason being...?

New application or you're applying using en existing credit card?

BTW, I have a question. If we have existing CCs over 1 year, can we assume that our application for another CC will be approved?  Wanna go for the OCBC Titanium. Been using CIMB and MBB Gold for over a year already. Wanna retire the CIMB. 

Perhaps you may give them a call?
since they do not accept my amex gold cc, I do not have other credit card can be used.
I only left with 2 options, give them a call or submit my payslip for application.

For 36k annual income requirement, do they only look at basic salary without OT and bonuses?

I also submitted application via email.
The card agent seems disappeared as I couldn't reach her for a week already.
Hopefully she's not a con lady

my wife's application for OCBC Titanium has been rejected, even though she furnished them with latest one month salary and epf slip
not sure what's the reason, well i guest it's time to get PBB instead coz her salary is there

u use exisiting cc or salary to apply?

so ur basic >= 3k?
my wife's is basic 29XX plus allowances 200. maybe that's y they reject.

do you own any other cc
i thk they might be strict to new cc user

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Added on September 7, 2010, 8:11 pmSCB cc holders, chk if you are a winner of the laptop here

, do keep us posted if you've found out the reason

From your words above, seems you are a very big customer.
I am just a small potato. Treatment is different. 

5% rebate is too attractive . Otherwise I sure cancel my application. 

5% rebate is too attractive . Otherwise I sure cancel my application. 

Today my OCBC Titatium arrived via normal post. Two damn weeks for it to arrive  Worst still, I had this card cancelled as I thought it has been lost in transit. Tomorrow got to go collect the new card at HQ
Actually if I am the Finance Minister, I would take some actions to clamp down on Credit Limit given to individuals and also ban banks from calling up customers offering personal loans. Look at the amount of debt from CC and Personal Loan as of July 2010, it is more than RM50 billion. This kind of unsecured and easy credit is not good as it encourage people to spend more than they can afford.
Just look at the threads in this section, people having debts wanting to apply more cards or purchase new car or taking personal loans to pay for CC debt. And I guess if no measures are taken soon, yah, we would be like USA in no time.
Me too got Citibank Clear Card, I use my points for free coffee at Coffee Bean.
Email above to SCB (and maybe omit that they have a bunch of idiots there  ) and I'm sure you'll get a response from them.

If I'm dissatisfied with Alliance service, I would email them and next day sure got somebody calling me to attend to my matters.
Can you please clarify what you meant by agent? If you had faxed the application to them, the application would go direct to the appropriate department.
Yah, Alliance do not offer 24/7 CS even though they claim they do for their Plat Cards. Late in the night, the CS is only good for reporting lost card. Cannot do redemption or answer your queries. Write them an email on your complain and sure got people calling you to apologize. Actually. Alliance Bank complain department is pretty good, I would get a first call from them after I email and then a second call from another person to check if the first caller called me.

I've decided to apply for the OCBC Titanium card.

Anybody knows a credit card agent who can meet me in Sunway and help me apply, kindly PM me.

Thanks.

CS won't tell (either if they knew or they don't know) and the best answer would be "It is the Management decision".

Besides writing to OCBC seeking clarification why your application was rejected, I suggest you go BNM to print out your CCRIS report and see if there is any detrimental item in the report.
1) once there was someone here that mentioned that he pays the next day after he use the card    No lah, nothing wrong to pay earlier.

2) Call CS and ask.

missed you post earlier. Huh, you have FD with OCBC and they reject your application, Write an email to the CS and voice your dissapointment stating that you have been a loyal customer. Ask them to reconsider your application.

CCRIS report no idea if can get at Bank Negara Malaysia branches (don't know where also). Go to CCRIS thread.
be patient Bro, last week long weekend and probably most of the bank staffs still on holiday. Wait till Thursday or Friday before calling to check.

just go to the bank negara main branch at jalan raja laut after the entrance, then turn right where all the CCRIS machines are located. put your IC into the machine and it will prompt you to view / print your CCRIS. You can only print one copy at a time and once every 3 months only. All self service

From merchants

merchants need to pay some amount to the bank whenever u use the card.

that why some merchants will charge u 2% / 5% on top of your purchase if you use creditcard.

FYI. According to BNM, merchants are not allowed to impose surcharge on customers who wish to pay by credit card. Please read my attachment.
http://forum.lowyat.net/index.php?act=Atta...post&id=1738566

i only know that their good in cash rebate.
apart from that, their are nothing compared to other banksss.