One thing unique about SCB is that in their application, the said promo will be listed. So no worries ... probability of getting conned is low.
As frequently mentioned .... there's a lot of promo on CC (from all banks) that will never make to the website. Rule of thumb ...
1. Use the website as a basic reference but do understand there might be unlisted promos.
2. Never trust agents / bank rep as they are likely to be all out to get the sale from you. Few can be trusted.
3. If you are in doubt ... ask agent to write promo in the application form (if it is true, they won't hesitate) and give photocopy to you.
4. Don't blame agent/bank when "said" promo does not exist ... ask yourself did you take the precautionary measure or you were just greedy for the "freebies". (Many forummer in here ask which card have freebies ... so you are not applying coz you want the card or card is good but because card has freebies)

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Added on October 6, 2010, 11:10 pm

I'll wait patiently if one day MBB decide to ease a little on the annual fee.

Govt not stupid,
Imagine:
9.1 million card holders in mid-2010 x Rm50 each = RM450++ million in their pocket