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 Credit Card v11

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samquah
post Sep 27 2010, 11:14 AM

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QUOTE(hye @ Sep 27 2010, 11:11 AM)
Unlikely ... OCBC is well known to be tight on their approving criteria.
You need to use alternative method to get approval ... e.g. Pledge FD as collateral.
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for cimb cc, according to the website, have to submit income documents

seems they are more stright compared to other cc which need ic copy only
samquah
post Sep 27 2010, 10:00 PM

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is the citibank platinum worth having?
samquah
post Sep 28 2010, 12:06 PM

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is citibank platinum cc worth applying for?
samquah
post Sep 28 2010, 11:16 PM

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QUOTE(winner @ Sep 28 2010, 10:03 PM)
Many of us do not think CIMB WMC is the best cc in the market. As you are so tempted and fall for this card, just go for it. You may reapply for it a few months later. They have your data in their computer system showing the rejection, so it is not advisable to apply again within a short period. Next time, you may consider applying for DA WMC and they will generally welcome you if you can give them a copy of your degree certificate. Good luck.
Normally autopay for TNB will take effect within a month if you apply for it at Kedai Tenaga.
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can we pay the bill online via ocbc website?

same way as citibank?
samquah
post Sep 29 2010, 02:47 PM

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i applied to ocbc titanium on mon by downloading the form and faxing them the application

however, until now, no reply from them nor not sure they accept or not

the automated machine says no application

or 3 days is too shorT?
samquah
post Oct 2 2010, 09:41 AM

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QUOTE(Kcee @ Oct 2 2010, 05:57 AM)
Thanks for replying. Nope,didn't saw that option in the application form cause I just submitted one. And I wouldn't
want to call the Customer Service yet because I just submitted my application and don't want to waste too much $ on
phone calls since I already spent some $ on phone calls for OCBC Titanium card that was approved recently.
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i have been trying in the past 1 week to call the pbb cs but cannot get thru

going to cancel the card soon like this...worst service

citibank is so much better
samquah
post Oct 7 2010, 10:53 AM

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how long PB will approve the balance transfer?

already one week yet no amout paid


samquah
post Oct 7 2010, 01:20 PM

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seems like ocbc titanium is only approved if u earn in the region of 3k/annum

those earning double or triple will be disapproved?

i earn 3 times but disapproved


samquah
post Oct 7 2010, 01:34 PM

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yes


i use using existing citibank gold cc
samquah
post Oct 7 2010, 01:39 PM

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my cl is 30k

why? high cl cannot approve?
samquah
post Oct 7 2010, 01:41 PM

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i dont wan waste time appeal


samquah
post Oct 7 2010, 02:44 PM

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QUOTE(alexwsk @ Oct 7 2010, 01:50 PM)
ic, then just let it be
my brother appealed and got his
my wife moved on and go for other cards
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which other bank is worth applying at the moment?


will be making a few overseas trips for holidays so need standby another cc... my Pb one CL is too low
samquah
post Oct 8 2010, 05:54 PM

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QUOTE(ck_tonny @ Oct 8 2010, 04:59 PM)
I hold a citibank gold card before, nothing special except for travel insurance, and I hardly utilise their privilege. In my opinion, clear card offer is better than gold card, eg: movie ticket buy 1 free 1 etc etc.
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same here

holding citibank gold n my expenses very high more than 10K per month but yet only i get the points

no cash back watsoever

thinking of changing bank

but ocbc titanium reject

waiting for cimb now


samquah
post Oct 9 2010, 09:52 PM

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wta, is it worth to upgrade the DA gold card to Da platinum?


if upgrade the card, will the card no be same or different?
samquah
post Oct 9 2010, 10:04 PM

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QUOTE(David83 @ Oct 9 2010, 09:53 PM)
I upgraded mine but seldom use it also.

Card number will different for sure.
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any advantages having the plat?
samquah
post Oct 10 2010, 09:20 AM

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about credit limit

how much can we ask the bank to increase the CL too if we can provide payslip of 10k?
samquah
post Oct 10 2010, 10:19 PM

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how much credit limit we can request if salary now increase to 10k?
samquah
post Oct 11 2010, 02:08 PM

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Today at parliment sitting, the minister has announced that the CC GST will not be waived next year
samquah
post Oct 11 2010, 02:43 PM

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saw in tv3 news
samquah
post Oct 12 2010, 10:49 AM

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QUOTE(chemistry @ Oct 12 2010, 12:26 AM)
If the bank deems it as an upgrade of cc, the finance charge interest rate tier is most likely to be maintained. At least it is true in my case. I got my DA Gold upgraded to DA Plat with interest rate tier unchanged.
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when upgrade to platinum, again get the gst charge?

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