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Household Newbie in buying property, RM 7000 take home pay buy what house?

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icez
post Aug 17 2010, 10:05 AM

The Icezman Gone Cold
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Olives is seriously overprices for what is on offer. At your profile I'd buy somewhere like Putra Heights or Kemuning Utama where it's landed, freehold and appreciating well.
surf-it
post Aug 17 2010, 10:37 AM

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to clarify, 7k pre-tax, epf?

and do you mind old house? or only new launches?
jam_lennon
post Aug 17 2010, 11:57 AM

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QUOTE(wuwu @ Aug 16 2010, 07:29 PM)
Looking at subang jaya.Cause parents are here in subang too.So want to be close with them lor =)Cause recently drove pass empire there,and saw alot of activity there.Olives look very very nice.Maybe i should go enquire first  biggrin.gif


Added on August 16, 2010, 7:31 pm
Maybe you can give some ideas on what to invest? Cause i seriously know nothing about investing.Only know that i want to stay in condo lah =)
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i still learning about investment, u need to ask those sifu what book to read
however, dun invest into Mutual Fund/Unit trust or investment via insurance, insurance return is very low and long period, mutual fund/unit trust no matter u earn or not, u will need pay admin fees and dunno wat fees, at the end your return could be just merely 3-4% and summore not guarantee
and DO NOT invest without knowledge

however buy a property around subang jaya consider an investment liao icon_rolleyes.gif
pingpang
post Aug 17 2010, 04:33 PM

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Yes, if basing on the profile profile given, IMHO , I would go for property in Putra Heights or Kemuning Utama where it's landed, freehold and appreciating well.


WingDeSole
post Aug 18 2010, 02:49 AM

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Well it's very impressive to obtain such income at young age.

May I offer my services on locating your dreams home?

Actually I'm an real estate negotiator and financial consultant.

Anything related in property and investment/loan is welcome to ask.

Please contact me at 012-9770788 or email choongkuangwing@gmail.com
shinrei
post Dec 7 2010, 06:17 PM

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Just wanna seek some advice from you'll. Well, i'm now 26 and planning to purchased a 310k condo and i'm earning 6k (after reduction). I have 10k saving, EPF and i pay monthly personal loan amount to 1k for 2 years, some Cc dept but always pay in time (more than the minimum i should pay) so is it safe to purchase the properties? Loan for 25 years which i estimate will be 1.6k monthly... i dont have car loan. icon_question.gif and currently renting only.

This post has been edited by shinrei: Dec 7 2010, 06:18 PM

 

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