hhah... like this topic... ok yup... i agree that there r certain practices islamic banking and conventional r the same... but these practices have been converted based on syariah compliance coz all of the conventional concepts use r HARAM for muslims. etc BLR=BFR, MRTA=MRTT, INTEREST=PROFIT BANK. Besides there similarity... there are differences from islamic banking and conventional(especially al-rajhi bank):