john123xtry to find if can change limit to be more than RM3,000

just give them any investment account. can be malaysians roboadvisors like stashaway or KDI. not necessarily local malaysian stocks accounts. the whole requirements doesn't make sense but there you are

This post has been edited by Medufsaid: Dec 7 2023, 08:38 PM

was bonus credited for November?

need to have minimum average daily balance of S$500 to prevent S$2 monthly service charge

This post has been edited by Medufsaid: Apr 24 2025, 11:32 AM

i already corrected my post. i got confused with DBS $1k fall below threshold.

i opened my DBS acct in 2009 when fall below was only $500, $500 still applicable to me due to grandfather clause. just closed this year bcos i think it's silly to lock up any funds, also partly bcos covid shows me that my money could technically be frozen as i won't be able to liquidate/close acct with the border closed (well i mean, i can always withdraw what i want, just pay S$2 monthly only)

This post has been edited by Medufsaid: Dec 10 2023, 12:20 PM

CIMB SGD->MYR rate is better than midvalley. rugi tak buka. just remember to set daily limit to RM100k if you need to transfer that much in case of emergency.
I use StashAway SG simple so I don't have to deal with CIMB's weird FD mechanism

I'll pick MBB sg in case i want CDP Acct. What unique feature does OCBC sg have, assuming i already have CIMB+MBB? seems like only thing for now is referral bonus

This post has been edited by Medufsaid: Dec 11 2023, 10:49 AM

seems like CIMB sg not on the list though

congrats. SMS will come eventually. probably 1/2 working day later

This post has been edited by Medufsaid: Dec 12 2023, 02:32 PM

the email i received is this. not sure if it's what shawnme meant

rates are good, although me & my sg friend checked out the rates, and we find out CIMB SG->MY still wins

for MYR->SGD can consider this for trx under RM3k

This post has been edited by Medufsaid: Dec 14 2023, 04:21 PM

ignoring the possibility that malaysians can't register, can you actually remit the money to a malaysian bank account (under your name, or others)

I put "investment". When they asked for proof I give my bank statement and roboadvisor monthly statement

how about malaysian investment accounts? my robo advisor is malaysian-based

if u want to expedite the process you can call them. CIMB sg working hours 9am-7pm

shawnme case is different. application approval fully processed. just waiting for SMS containing OTP only. in my case, SMS came hours after final email

their refund will take 5 business days. better find out what they want so they can approve your acct instead

from the email, it seems like if u state "savings" as part of the reason, they want to see an account statement with high $$$

This post has been edited by Medufsaid: Dec 27 2023, 12:16 PM

come let me share with you the real time midvalley rates

Midvalley https://cashchanger.co/malaysia/mc/max-mone...ey-megamall/520	CIMB SG back to RM

so at the very least, you should compare against midvalleyalso content creators like ziet have outdated videos, so only the iSavvy option is known

This post has been edited by Medufsaid: Jan 4 2024, 07:53 PM

which post of yours was this, Ramjade?

his steps got mentions about referral code for sure

My transferwise post on comparing the two types of referrals (I don't even get to benefit, as that post was meant to steer ppl away to use the better referral, of which I don't have) was reported on and removed without any explanation also.

Not just "oh, don't share your codes publicly" only

--edited--

OCBC SG no longer applicable to malaysians. removing this post

This post has been edited by Medufsaid: Apr 24 2025, 11:33 AM