I think it's getting boring for everybody trying to explain things to you. Now you are twisting the facts by saying : don't count the passport. 

Anyway,... to your last sentence,... you can;t go to Singapore anymore,... VTL restricted from tomorrow till Jan 20th., and then quota will be halved after that. No chance for you to go anymore. Ur passport fees are wasted now.

Ziet didn't mention anything though. https://www.youtube.com/watch?v=H99ohWsnoIM

Let me ping dwRK to confirm. Is the Wise bank account not under our name?

Yes TD has better platform and chart. Was planning to open TD Acc at one stage but was put off by the Deposit and withdrawal costs and the high margin acc interest. Got to stick with IB at the end    which requires a rocket scientist to maneuver the platform 

IB is geared towards professionals in first place. But day to day routines likely involve monitoring and initiating limit buy/sell orders, not too difficult for me. But I agree the interface is a bit scary for newcomers, though after using it for 2 years, I am used to it.

lol you framed it like NS men venturing into enemy's territories. Not that serious lah. DBS Woodlans branch is located in the Civic Center. So you can do lots of stuffs in that 4 hours. Visit library, shop at Causeway point, or dine in the surrounding restaurants (there is a Starbucks next to DBS Woodlands branch) or even go home for a while if your HDB flat is near the civic center.

I was "stupidly" waiting for 1.5 hours (literally just standing outside the branch...), then ran out of patience and rested in the library. Came back again and stood for another 20 minutes, and dined at the restaurant opposite to the branch (expensive though, try hawker center stuff would be better next time). Another 20 minutes passed by then only came my turn.

Most likely pursue postgrad first. Work in SG is prime goal after that. (You want to hire me? Graduating next year in June.) If not SG then HK. Not likely Msia, workers' purchasing power in Msia has been declining for years.

As for food, I am not an expert. (You need to find coffee lover and lobster expert dwRK to comment on food. Any nice food in SG, dwRK?)

My cousin (a chef) told me many chicken rice stalls are closed for now (ya, that stupid chicken export ban), and those that open are using "frozen" chicken, so I don't dare to try any for now. What impress me is the quality of cooking oil you guys use in SG, i.e. vegetable oil. Msia hawkers just use the cheapest possible oil to prepare food, you guys' are a lot more "responsible".  This is yet another proof of good governance in place by your SG government. :thumbsup:

Was planning to try that too, but then not sure of current chicken quality with the ban.

HKUST/BSc in Physics (but these days more on finance side, as you can guess), the current SG trip is a short research exchange program, funded by various parties.

Does MAS have the same standard for all banks in Singapore with the same requirements?
Or they hv separate standard or requirement for different banks?

More advantage for local banks right?

Like services offered & branch / machine numbers / location....  Normally it's like this most places / countries....

Can you share the link? I cannot found it (KYC information) on the website

Need to find a girl who have that who don't spend money, no yearly overseas trip, no makan out.