Why talking as if 10k is such a big amount to trigger?

Need, but doesn't need to be from CIMBMY account. The rest you can transfer via fintech.

And for most people need to physically visit a location for verification. Their auto KYC system like a bit fail one.

Anyone knows specifically what sort of link there is between CIMB MY and CIMB SG?

Specifically if CIMB MY freezes account (due to account holder has passed away) does the same automatically happen at SG side?

Maybank must leave 500 SGD (IIRC) inside to avoid being charged monthly fee in SGD. CIMB don't need.

If you travel often enough to SG to want to withdraw money from singapore ATM, then you should have access to other banks and not only limited to maybank and cimb (which are discussed here because you can open their accounts without being physically present).

Didn't you set up the CIMB SG app? That should give the code right?

Why is time spent not counted?

The Wise 'virtual' bank account is not under your name. This may cause problems with your intended recipient.

I think majority here are opening this account to be able to transfer to IBKR. If you do so from CIMB SG account with your name, no hassle as IB sees your name as the one doing transfer. If you do so from Wise or whatever fintech, then the name they see doesn't match at all, so you may get flagged for suspicious transaction/money laundering/scam or whatever it is.