Thanks guys. The website still requests MY customers to fill up the form, hence the confusion.

I don't think so. Seems like all documents submitted online. But I can't check since I already opened one.

Need someone else to try out the latest procedures and share here then only can know.

Hmm from my experience, the courier fees are borne by them. Last time when I opened (before pandemic), I just brought all supporting documents with me and visited the designated branch, handed over the form and gave them my electronic thumbprint record. I guess thumbpring record was not needed in the end.

Anyway, they will mail to you the debit card, access codes and some complimentary stuffs by courier if the account is opened successfully.

why you like your own post.

Anyway, about to come to SG soon. Can you share any documents you bring with you while opening DBS My Account? Just passport? Or you need Malaysia IC, proof of residence etc.?

I am on the Work Holiday Pass scheme. https://www.mom.gov.sg/passes-and-permits/w...liday-programme

Also does the DBS My Account come with a debit card?

This post has been edited by TOS: Jun 2 2022, 03:35 PM

Anyone opened a Citibank account in SG too?

I am confused by their many "local currency" bank accounts.

https://www.citibank.com.sg/personal-bankin...urrencyAccounts

I wonder which one behaves like Maybank SG iSavvy/CIMB SG FastSaver/DBS My Account.

(I checked OCBC and UOB too but they all require minimum monthly balance of something like 1k-3k SGD).

This post has been edited by TOS: Jun 5 2022, 03:47 PM

Youtrip better than Wise?

As far as I checked, it's very good with no markups or fees but I question the sustainability of the business model.

https://support.you.co/hc/en-us/articles/36...-we-make-money-

Relying on small fees from merchants when you spend with you Youtrip card does not bring much revenue, especially if I am an extreme saver where all money is in IBKR.

This post has been edited by TOS: Jun 5 2022, 03:59 PM

Ok, will have a look. Youtrip may also need an SG phone number to stay activated, unlike my HK digital bank Mox which can accept Malaysian phone number (in the early days).

In case Youtrip need SG phone number, I can't apply then.

In my case with Maybank SG iSavvy, all the letters are sent together (and also received) at once.

The banking PIN letter (hereinafter, "PIN" letter) is special compared to other letters in that it is sent in a more secured manner, which means the postman cannot just drop the letter in your mailbox like all other letters (including access code, debit card etc.) and leave. The postman needs to ensure you are at home and you need to sign off the letter which contains the PIN code in person.

What happened to me was that I was not at home when the postman arrived. So I found a notification card from the post office asking me to visit the nearby post office to receive the letter and sign it off in person, which I did.

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So, to summarize, try check if you have a notification card to receive a parcel/letter in person in the nearby post office. That could be an indicator of the "PIN" letter.

For your info, (at least in my case) the "PIN" letter will have your name printed on it together with your house address. It is also a registered air mail (you will see the red words "REGISTERED" stamped on it, together with the blue registration number sticker label and a white bar code beneath it.)

Hope that helps.

This post has been edited by TOS: Jun 6 2022, 11:01 PM

Be patient. It may take a few months. Last time I think for my case it was 2-3 months.

You can always email them (Maybank SG) if you need some updates.

Oh I see. Once sent out, should be quick to arrive consider the close distance between MY and SG.

The 2-3 months I mentioned is counted from the date of application, not date when letters are sent out.

If you have received none of the letters (not just "PIN" letter), try contacting Maybank SG again and ask for any availabile tracking number for the letters which you can check with pos malaysia.

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Check if there are any errors with your mailing address too.

This post has been edited by TOS: Jun 6 2022, 11:48 PM

Arrived at SG

Something for you to note. Though the validity of the WHP is till the end of the 6-month period mentioned officially in the application form, should the program of the visiting period be shorter than 6 months (e.g. in my case, 2 months), you will have to cancel the WHP on your own by writing a letter to the MoM (just a formal letter directed to the MoM telling them you would like to cancel the pass, print out and sign it), and bring along the WHP card with you to the EP Service Center at the Riverwalk to cancel the pass and they will issue you a 30-day short term visit pass thereafter to replace it.

The key thing is you CANNOT just let the pass lapse automatically by leaving SG earlier. You will have to leave SG with the short-term visit pass.

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Ramjade Went to DBS branch at Tower 3 MBFC this afternoon after the WHP card issuance at the Riverwalk, the customer service manager says no more queeue open. Have to come early morning. Did you encounter "limited queeue" issues back then when you open your account there?

This post has been edited by TOS: Jun 16 2022, 07:12 PM

I have relatives in SG (a lot actually ). By the way, SG economic rice still cheap eh. 2 vege 1 meat 3.1-3.6 SGD in hawker centers.

Maybe we can meet too sgh, since we are here.

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Also for those with Maybank SG debit card, once activated, you can use it on any MRT and buses with the new "SimplyGo" system (activated by default) and hence you do not need to buy any Ezlink card if you have an activated Maybank SG debit card. I tested with the NETS feature and it works well too (no need for any special activation) when purchasing my prepaid SIM at a 7-11 store.

When you first arrive at Changi, after exiting immigration, use the skytrain (if you are not in T3) and head to T3's Arrival Hall near the north side and you will find a Maybank SG ATM there. Can try inserting your card and verify all the features are working well. The ATM can print out all the recent transactions too in a small slip.

This post has been edited by TOS: Jun 16 2022, 07:50 PM

I better open near the branch in Woodlands, closer to where I stay. The branch in MBFC opens at 8 and the queue openings are snapped up quickly. Came afternoon today but still to no avail. The one in Woodlands and many other places open at 10 am on Saturday, timing is a lot better.

Just to confirm, can you change the address from SG to MY when you leave SG? Since I open using WHP, they will need my residential address in SG anyhow, but I have to change that to MY address when I leave SG.

Same with phone number too. Can you change your phone no. from SG to MY on the digibank online portal or it is mandatory to have an SG phone no.?

This post has been edited by TOS: Jun 17 2022, 06:42 PM

Today almost successful, except I don't have proof of residential address (need university letter to confirm) and proof of source of fund (Maybank SG and CIMB SG account statements come in handy here)

Employees there confirm that you can change your address and phone no. to MY's address and phone no. after you leave SG with the online portal.

For those who want to visit the bank to open account, make sure you arrive before the bank opens, otherwise you will encounter this problem:



(SG culture, according to my SG friend )

Not successful. Need to go again with the 2 supporting documents. Waiting for uni's lettern for proof of address and I will print out bank statements to proof source of funds.

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Another thing with using IPA letters to apply for DBS account: In case they realize that the expiry date of the letter is near, just use the notification letter with shows the actual pass validity (which is 6 months) and tell them that even after 6 months you will likely come back and work/study here (Masters/PhD etc.).

Need to convince them with anything you can think of, especially if your pass is a "one-off" issuance.

This post has been edited by TOS: Jun 18 2022, 05:23 PM

Successfully opened my DBS Multipler Account!

(Too bad, DBS My Account for Sporeans only, according to staff from DBS Woodlands branch.)

Anyway, took me 4 hours of waiting, 2 visits, and 3 attempts...

Some important takeaways:

1. As mentioned before, arrive earlier with your documents ready. I arrived 30 minutes before branch opens and you already see 15 people queuing. By the time branch open at 10 am, another 15 people queuing behind me.

2. Not all passes are strictly acceptable. Certain passes lie in the grey area. Work Holiday Pass (WHP) is one of them. It happened that when I showed all the documents, including the WHP card to the bank staff, it was rejected initialy by one of the staffs (not the same staff I met last week). Just before I packed things and started planning my trip to the MBFC branch, I saw and remembered another staff whom I knew from my first visit last week. I double confirmed with her that I have provided all the documents this time and suspected of potential miscommunications among the staffs (recall last week I don't have proof of residential address and source of fund, this time the 2 documents are ready.)

She went back in with all my documents and came back telling me it is ok to open an account with a WHP pass.

So, key message: you need some luck. Try to ask other employees in case one says no. Last resort is to go to MBFC branch and finally try online digibank submission.

3. Woodlands branch is especially busy due to Malaysians coming in from JB as well (overheard a DBS banker's conversation with another client while queuing), so consider other branch further south if needed.

4. If you queue early you will be attended early. But once you leave and want to return to the queue (they use a SMS queuing system, where the queue number will be sent to your phone), you will have to wait. I received SMS at 10.30 a.m. and was only able to enter the branch and started the applications at around 2.30 pm.

5. The DBS Visa Debit card will be automatically renewed every 5 years. DBS will send a "free" card to the address registered in the system. Make sure you change the address to your Malaysia's address when you return home otherwise the card will be mailed to the existing SG address. No annual card fees. The DBS Visa debit card will have NETS features as well, similar to the Maybank SG card.

6. For Malaysians, the DBS account identity card no. will be your Malaysian IC No., NOT your passport number. The I/C No. column in the DBS system will show something like MXXXXXX-XX-XXXX (M stands for Malaysia, XXXXXX-XX-XXXX is your Malaysia IC no.). However, you still need to bring BOTH documents when you open your bank account.

7. A note on SG phone number. If you are just a short-term visitor who puchase "cheap" SIM cards from 7-11 like me (validity 90 days), some of these phone numbers have already been used before by other users and become inactivated or cancelled. It so happened that my current SG mobile number was used before by someone else and has been registered in the DBS system. In this case, use your Malaysian phone number to proceed with account opening. Make sure you can receive TAC and messages from DBS at the same time to verify that the Malaysian SIM can receive TAC and other important messages.

8. For those who are interested, DBS Multipler Accounts have some "tricks" for you to earn the maximum saving account rates. You can find these tricks online in SG's HardwareZone forum: https://forums.hardwarezone.com.sg/threads/...r-plan.5699929/

Will add more here if I can remember.

This post has been edited by TOS: Jun 24 2022, 10:38 PM

lol you framed it like NS men venturing into enemy's territories. Not that serious lah. DBS Woodlans branch is located in the Civic Center. So you can do lots of stuffs in that 4 hours. Visit library, shop at Causeway point, or dine in the surrounding restaurants (there is a Starbucks next to DBS Woodlands branch) or even go home for a while if your HDB flat is near the civic center.

I was "stupidly" waiting for 1.5 hours (literally just standing outside the branch...), then ran out of patience and rested in the library. Came back again and stood for another 20 minutes, and dined at the restaurant opposite to the branch (expensive though, try hawker center stuff would be better next time). Another 20 minutes passed by then only came my turn.

Most likely pursue postgrad first. Work in SG is prime goal after that. (You want to hire me? Graduating next year in June.) If not SG then HK. Not likely Msia, workers' purchasing power in Msia has been declining for years.

As for food, I am not an expert. (You need to find coffee lover and lobster expert dwRK to comment on food. Any nice food in SG, dwRK?)

My cousin (a chef) told me many chicken rice stalls are closed for now (ya, that stupid chicken export ban), and those that open are using "frozen" chicken, so I don't dare to try any for now. What impress me is the quality of cooking oil you guys use in SG, i.e. vegetable oil. Msia hawkers just use the cheapest possible oil to prepare food, you guys' are a lot more "responsible". This is yet another proof of good governance in place by your SG government.

--double post-- to be deleted.

This post has been edited by TOS: Jun 24 2022, 10:59 PM

Was planning to try that too, but then not sure of current chicken quality with the ban.

HKUST/BSc in Physics (but these days more on finance side, as you can guess), the current SG trip is a short research exchange program, funded by various parties.

The debit card PIN number is set via Maybank SG online. No need for "registration", it's already given to you in the secured letter from SG. Then you change it yourself via the online portal.

Check the status of the debit card on Maybank SG online portal, see if it's activated.

If all above doesn't work, email/call Maybank SG. (Haven't tried the toll free line, can try Skype and see if it detects the toll free line, then can chat through Skype).

This post has been edited by TOS: Jul 11 2022, 10:12 PM