yesterday, i had deposited my cheque worth 200 ringgit. later that day when i check my cimbclicks account details, i noticed that my cheque had already chequed in.

Surprisingly today when i wanted to withdraw money, my atm says that my balance is still the same RM 9.58.(without the cheque money in).

so i got back home and again check my account status.

it says that : account balance: rm 222.50(with the cheque money)
                  available balance: rm 9.58(without the check money)

what is the difference between this two balances ?

thanks in advance