May 8 2010, 04:36 PM
QUOTE(Wingz33 @ May 8 2010, 02:40 PM)
Yes, Definitely the percentage will higher to reject since you don't have enough documentary to support !! Income Tax actually quite important !!
I met up few of my client who wanna buy houses. They doing own business as hawker. Normally i will ask about Please prove your bank account that every month the money bank in and out. Every month, the hawker could bank in the money into bank. it is one of the way that will get approve. Second, The bank will check the saving account of the hawker. If there is a huge amount that following the property prices in the account. Everything sure be fine.
Say that i have a salary of 3k per month, How much there should be left there every month after expenditure? 500 ? 1k?I met up few of my client who wanna buy houses. They doing own business as hawker. Normally i will ask about Please prove your bank account that every month the money bank in and out. Every month, the hawker could bank in the money into bank. it is one of the way that will get approve. Second, The bank will check the saving account of the hawker. If there is a huge amount that following the property prices in the account. Everything sure be fine.
QUOTE(airline @ May 8 2010, 03:04 PM)
try hong leong bank if u want to pledge FD upfront.
Normally how much the FD to be pledged?I can easily muster around 30-40k for the FD but i wish to obtain the loan with the least amount being forked out as my cashflow is very important due to the nature of my business
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