any X amount u pay, X amount goin to release
IE installment 2200, CL left 800
if u paid rm200, CL left 1000
if u paid rm400, CL left 1200
Cheers
Credit Card v10
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 Jun 16 2010, 01:55 AM
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#21
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Senior Member
1,191 posts Joined: Sep 2004  
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Jun 16 2010, 09:02 AM
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#22
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1,191 posts Joined: Sep 2004
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as far as i dealing v them, most of the merchant charge 3-5% no matter which shop as long there are electrical n those computer shop...
for computer shop i think is well known....no matter what particular amount u buy, they will always charge the interest.... maybe u seldom shop for computer gadget...seldom ppl will swipe their card for this particular matter except when u goin to buy LCD TV, Fridge etc |
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Jun 16 2010, 05:15 PM
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#23
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(eRicK89 @ Jun 16 2010, 05:07 PM) Can a foreigner apply Malaysian CC? very very very hard to approve |
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Jun 17 2010, 10:09 PM
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#24
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1,191 posts Joined: Sep 2004
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QUOTE(deeplyheartbroken @ Jun 17 2010, 09:45 PM) You sure SCB VI giving such low CL? I doubt so as their VI customers had a chunk of money with their Priority Banking account. with 1k CL, what is the platinum status for? dont think the bank will do such thing....if 1k limit for supp card then there is possibility cause my fren got platinum card limit 3k which is supp cardFor lowest CL for Platinum, I am not sure how much. But lowest figure I know from someone is RM 3k. RM 1k is really a joke, what is SCB thinking? |
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Jun 17 2010, 10:48 PM
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#25
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1,191 posts Joined: Sep 2004
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QUOTE(siutimtim @ Jun 17 2010, 10:40 PM) hahaha... platinum with 1k CL.. I agree. if really got such thing, the bank better ask what card type they like direct no need check income.. 1k CL the maid also can get this plat card now..hehehe actually the CL is requested by the owner itself if not mistaken....bank wont do such thing |
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Jun 18 2010, 07:32 PM
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#26
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1,191 posts Joined: Sep 2004
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QUOTE(SeanChang @ Jun 18 2010, 07:01 PM) it's good compare myself got nothing as i'm request it earlier yes While i was speaking with the telemarketer, she said RM60 will be given with 1 auto bill. i'll check my 1st statement. if u could login to citi web, send them a msg & keep it as a proof that u can get the rebate auto billing then rm60 will be credited back.... |
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Jun 20 2010, 11:03 AM
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#27
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Senior Member
1,191 posts Joined: Sep 2004
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It's well known this is not true platinum cc. Like those uob plat etc. U can't expect much from an entry level platinum card.
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Jun 21 2010, 01:16 AM
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#28
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1,191 posts Joined: Sep 2004
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QUOTE(hebe87 @ Jun 21 2010, 12:40 AM) normally it takes how long for a credit card to be approved? 6 weeks? i think most likely rejected....ur fren wan to apply others cc? can pm me if he/she interested last time i just need 2 weeks. now my friend waited for 6 weeks d.. Thanks  |
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Jun 22 2010, 05:59 PM
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#29
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1,191 posts Joined: Sep 2004
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3 months time should be sufficient to re-apply again....
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Jun 22 2010, 07:59 PM
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#30
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(hebe87 @ Jun 22 2010, 07:16 PM) if i secured a credit card with pledging FD, then i will be get approved one right? Most likely can...Added on June 22, 2010, 8:00 pm QUOTE(cyclone9 @ Jun 22 2010, 07:54 PM) credit limit means the total month of $ or 1 transaction limit>?? It mean total transaction limit.This post has been edited by maru: Jun 22 2010, 08:00 PM |
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Jun 22 2010, 10:58 PM
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#31
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1,191 posts Joined: Sep 2004
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QUOTE(mrportable @ Jun 22 2010, 10:11 PM) is it ok to request for credit limit increase for cc less than a year(almost a year)? u can try...but less than a year they wont entertain u....even i hold my CC for 1.5 year n i ask to increase my CL...they dont bother to entertain me....Added on June 22, 2010, 10:59 pm QUOTE(gastacopz @ Jun 22 2010, 10:49 PM) whats the different between visa n master?? both are widely acceptable in malaysia....no different i will say....because, my current cc is MC, and they upgrade to Visa GC... is it same privileges or not??? n oso, which one is more acceptable in here??? unless is AMEX u got problem ^^ This post has been edited by maru: Jun 22 2010, 10:59 PM |
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Jun 23 2010, 12:23 PM
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#32
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Senior Member
1,191 posts Joined: Sep 2004
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Agree...u can forget bout it. It won't be able waive. It's government tax.
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Jun 23 2010, 07:00 PM
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#33
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Senior Member
1,191 posts Joined: Sep 2004
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BT currently Public Bank got promo....
refer to their websites for more info http://www.public-bank.com/en/en_content/p...l/cards/bt.html Interested can PM me.... Added on June 23, 2010, 7:01 pm[quote=cenkudu,Jun 23 2010, 05:09 PM] MBF and Standard Chartered Bank i'm not sure bout Standard Chartered....but if u interested welcome to pm me  This post has been edited by maru: Jun 23 2010, 07:01 PM |
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Jun 23 2010, 08:55 PM
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#34
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Senior Member
1,191 posts Joined: Sep 2004
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i cant find much info bout BT by affin...
google around cant get also lolx maybe some other bro here can guide |
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Jun 24 2010, 12:58 PM
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#35
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(talfred @ Jun 24 2010, 12:51 PM) that is surprisingly low ? Isn't signature suppose to be higher than Platinum where the req is 100k annum This card like those lower class like platinum cash back level only....60k / annualThis card almost similar to enrich miles cc.... Those who travel a lot benefit from it, other than that its kinda useless This post has been edited by maru: Jun 24 2010, 01:01 PM |
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Jun 24 2010, 01:34 PM
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#36
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Senior Member
1,191 posts Joined: Sep 2004
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last time few years back, when u get platinum, ppl salute u...
but nowadays, its everywhere, 15k CL u can prompt platinum already even my fren work in cimb as officer, they got staff CC. guess how much is her CL ? 15k lolx i help her prompt platinum card edi last year |
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Jun 24 2010, 04:40 PM
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#37
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(mrportable @ Jun 24 2010, 04:35 PM) i have question regarding easy installment payment. two situations here: This question been answer earlier...1) swipe cc upon buying and later call the bank to apply for easy installment payment for that purchase 2) shops providing installment payment I know very few about the second method. for first option, lets say the credit limit is 6k, and swipe 3k for an item, 3k make it installment payment, the available balance will be 3k until the payment is cleared after the installment period. my question is, are both methods similar in terms of remaining available balance? anyway as for both method the calculation is simple : let say CL 6k, installment 3k, so u left 3k to buy other stuffz so for the first month u pay rm300 for installment, ur maximum leftover credit limit that u can swipe is 3k + 300 = 3300 |
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Jun 24 2010, 05:41 PM
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#38
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Senior Member
1,191 posts Joined: Sep 2004
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Both situation is same...
i think he/she is wrong.... Once u pay up, ur available balance will increase directly with the amount u goin to pay If the available balance wont change, ppl holding 6k CL CC can go installment 10k LCD TV edi |
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Jun 26 2010, 04:34 PM
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#39
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(shoduken @ Jun 26 2010, 04:23 PM) my friend told me that Citibank does increase your CL automatically if you have good payment, and that's like after 3 month he used it. holding citibank for 2 years....no increment at all...dont think applicable for most of the time |
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Jun 26 2010, 04:59 PM
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#40
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1,191 posts Joined: Sep 2004
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The other i called citibank to increase 3k temporary, within 1 hour done
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