Credit Card v10
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 Aug 11 2010, 06:38 PM
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#81
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Senior Member
1,191 posts Joined: Sep 2004  
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QUOTE(gerrardling @ Aug 11 2010, 05:40 PM) my friend apply for hsbc credit card through agent but nvr get any response at all after 3 weeks already. anyone experience this before ? it took 3 weeks for them to process my application. Then they rejected me. Then CS call up said insufficient documents asked me fax to them. Now continue to wait. 1 month edi. My own experience |
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Aug 15 2010, 12:26 PM
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#82
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(devil86 @ Aug 15 2010, 10:45 AM) fixed fee means i have to settle the amount in 1 shot? how to check if i'm using Citibank cc? what he meant is lets say u purchase rm500 stuff. then u call the bank itself to ask for easy payment plan. they will charge u around 3-5% for like 10 months. then ur rm500 will be divided by 10 months, which mean 1 month u need to pay rm50 only but they will charge u interest up front based on 5% x rm500 = rm25. |
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Aug 15 2010, 09:31 PM
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#83
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Senior Member
1,191 posts Joined: Sep 2004
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no standard but normally will fall around 3k for silver n 6k for gold....
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Aug 16 2010, 02:17 PM
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#84
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Senior Member
1,191 posts Joined: Sep 2004
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thats y there is no standard in term of credit limit...
my classic 8.5k... i even got customer having 30k CL for classic.... |
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Aug 17 2010, 12:31 PM
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#85
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(cookie860217 @ Aug 17 2010, 09:43 AM) i accidentally overlimit on my card yesterday and it went through but when i went back to check the statement my credit limit there state overlimit ntg will happen dont woryi already paid back everything but will it affect my credit score or reflected in CCRIS? thanks for reply |
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Aug 17 2010, 03:27 PM
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#86
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Senior Member
1,191 posts Joined: Sep 2004
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yes u will get letter from bank itself
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Aug 18 2010, 09:58 PM
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#87
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Senior Member
1,191 posts Joined: Sep 2004
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QUOTE(bryan_x00 @ Aug 18 2010, 09:43 PM) OCBC no No cash back promo for GST for new card? nope.... |
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