Hi all, i just opened a public bank account recently, my account plan is "PLUS SAVING ACCOUNT"... Anyone have ideas regarding this account? I mean do i have to pay to go to counter or visit the atm machine? I saw some account that have to pay to do stuff like tis (BASIC SAVING ACCOUNT). I have searched around the public bank website but i couldn't found any information regarding the account, so hope the PROS here can share some ideas.

Also, what is the minimum age for applying for an online banking account? And are there any annual fees?

Thanks you

PLUS Savings Account
- RM8/pa for regular ATM Card
or
- RM12/pa for Day2Day VISA debit card
- Unlimited ATM withdrawal
- Unlimited over the counter transactions

Not too sure if there is a minimum age to activate your PB e-banking channel but you may try yourself by activating it over any Public Bank ATM. The PB e-banking channel is provided for free.

This post has been edited by MilesAndMore: Jan 25 2010, 05:01 PM

Alright thanks, so i need an atm card before register for online banking rite?

Yes. If you choose to activate your e-banking service via ATM, then you will need an ATM card. But if you do not have an ATM card, you can only activate it through one of the customer service officers on duty in the branch.

then, instead of going to counter, is there anyway to update the passbook i have?

No other alternative as PB has no passbook update machine like Maybank has.

somemore passbook is going to be vanish soon as most bank are doing e-statement now

OIC... I thought public bank is the best...

But PB still prefers to conventional way.

i just check the internet banking require 18 age and above

As long as you have ATM card, you can request for the access if I'm not mistaken.

But atm card need parents improval, rite?

yes

I got my first ATM card when i was 14-year-old. It was still the non-chip based card then

But do we have to take a number to update passbook?

Public Bank is well known for their fast and efficient counter service that no other banks in Malaysia can rival. It will be your turn in no time.

I believe that you no need to queue/take number to do a passbook update.

I did that before without taking number.

Only certain PBB branches allow this but still, i suggest that one always take a number and wait patiently. Because you do not want to be branded as uncivilized.

But IIRC, I was advised by the customer service personnel that no need to take number. Those personnels sit outisde the cashier counter.

I need wome advise, did u all using PBB debit card, because i always cant proceed the money widrawal in any PBB ATM machine, anyone know about ' cycle limit reach'?? Is that my witdraw is reach to the limit, appreciate if ur all can give me advice, thanks alot

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Added on January 27, 2010, 10:31 pmI need wome advise, did u all using PBB debit card, because i always cant proceed the money widrawal in any PBB ATM machine, anyone know about ' cycle limit reach'?? Is that my witdraw is reach to the limit, appreciate if ur all can give me advice, thanks alot

This post has been edited by calvinyoen: Jan 27 2010, 10:32 PM

Which type of debit card are you talking about because Public Bank has so many of them ? Tell us the exact name of the debit card you're holding so someone can guide you through.

guys,tumpang thread,normally how long it will take if we apply a debit card via on9?i sent the application form in december 2009 if not mistaken,and i received the id for my debit card recently(maybe for activation code)..i'm still waiting for my card...u guys have any idea??

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Added on January 28, 2010, 11:06 ammine is pbb visa electron

This post has been edited by yeahboy: Jan 28 2010, 11:06 AM

pbebank online banking does not close shop after 12pm...not sure whether has the new maybank2u improved or not, they used to close for maintenance everyday once the clock strikes 12am...

public bank machines (cash deposit machine, cheque machine, etc.) by far still one of the most efficient ones i've used...it annoys me when the machine keeps on prompt u to re-insert the notes for recount....never really happened to me in pbb...

but in terms of interest rates in saving acct, don't think they're the best...for certain acct, u wont get saving interest rate at all below certain amount like 10k or something like that...

credit card sucks eventhough i've been using for years...hardly any promos or benefits...one thing for sure, their credit card call center's service is gooodd...don't really have to wait too long and i can even call them late at night...

Indeed. It is online 24/7 but certain transactions will be deactivated between 12am - 6am such as bill payments, fund transfer etc.

Maybank's site always goes offline between 12am - 1am. Same goes to CIMBclicks.



Only if they would install more ATM in the whole Malaysia as well as replace all the current ancient NCR ATM.

Anyway, i noticed they have indeed replaced some of their old NCR ATM with the new NCR SelfServ 22 Touchscreen ATM. Just hope they will install more such machines soon !



The interest rates for savings account offered by the BIG THREE (Maybank, CIMB Bank and Public Bank) are more or less the same. One has to go to the smaller banks such as RHB Bank and AmBank for better rates.

This post has been edited by MilesAndMore: Jan 28 2010, 04:14 PM

How you do that? U juz go to the personal sitting outside to call them to update for you?

If your age is below 18 u will under Wise account. Tat account is monthly basis interest given. Quite high interest given at my age.

If about 18 then is Plus account which annual interest rate given.

As I said earlier, I was advised by the customer service personnel no need to take number. Those personnels sit outisde the cashier counter.

public bank online don't have PAC request right?

No. It has. It's called TAC by Public Bank.

have you receive your card? i am thinking of applying for a debit card online too..

Greetings,

I was wondering what are the pre-requisite for me to apply the Visa Day2Day Debit card ? Previously I went over to one of the PBB outlet and to my surprise is they said my account is not eligible to apply one.

My account was something known as I-Syariah etc .. and it was opened approx. 4 to 5 years ago.
So is it by applying the PLUS Savings account will permit me to do so ?
Btw .. does applying this PLUS Savings account will be able to support my application for credit card as well ?

Thanks in advance.

i believe yes. i apply visa debit card and open the plus savings account, and approve at the same time .

Thanks for the prompt reply.
If thats the case, I will proceed on with it. Cheers ~

How you apply for Public Bank Day 2 Day card? Can it be done online?

I prefer walk in to the nearest PBB outlet ..
Everything can be done straight away and in a much safer and convenient approach ..

Public Bank Day2Day VISA debit card can only be applied inside the branch and they will issue one to you right away.

not yet for the card but.i only received the activation code i guess..it almost 2 months i hv been waiting..

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Added on February 2, 2010, 9:37 am serious ar?
but i had applied it via online..and they had sent me the activation code..still waiting for the card..or do i have to collect my card on my own at the nearest branches??



This post has been edited by yeahboy: Feb 2 2010, 09:37 AM

it's better that you go to the nearest branch and ask for the status of the application..

usually they have 1-2 customer service counter on the entrance, quite convenient.

Then i guess the card you applied for is not the Day2Day VISA debit card because this particular card can't be applied online, as far as i know.

my 1 is pbb visa electron

You have to call them to check where did they send the card to.

aiya..better walk in to the branch.nevermine,i'll call the cs officer regarding this..anyway thanks a bunch guys.

erm, i gt other questions to ask...
1.can i deposit coin using cash deposit machine?
2.can i deposit using atm?
3.can transfer of money to other account be done using atm?

thanks...

Not in Malaysia.



Yes. But only RM10, RM50 and RM100 bills are accepted.


Yes. But not all banks are listed in their ATM for IBG. You will only get the complete list of banks in their online banking portal.

Thanks for the reply, then how can we bank-in small change of money(such as 50 sen &20sen) to 3rd party account? Any other option?

Erm, anyway i have some new question again regarding the Public Visa Electron Card...
1.Will we receive a monthly hard copy of statement if we apply for Public Bank Visa Electron card? If so, can we cancel it, i mean cancel the sending of hard copy monthly statement?
2.Can we apply for online banking using the Public Bank Visa Electron?

Thanks for all your help...

You may do so using electronic transfer via ATM or online banking.



Yes. A printed statement will be mailed to your house once a month.



Not sure if you can't do this. Anyway, you can try to email them and tell them you want to go green.


Yes. You may. But you can only apply for it inside the branch.

wow... u look more like a customer service,lol...
anyway, thanks for your reply.

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Added on February 11, 2010, 11:08 pmErm, anyone know how to apply for PBB Day 2 Day card?
Do we need to take number to apply for it?

This post has been edited by chunf: Feb 11 2010, 11:08 PM

Have a new question here...
When we apply for public bank online banking on ATM, the machine opt for a number, what is that number?

hi,

did you not asked all these questions at the moment when your account is open?
or are you shy shy and sked to talk to the bank officer then?

if money is important to you.. learn to have some courage and open mouth at the right time and at the right place bro.. rather than kambek and become keyboard warrior.. terlambat skit dah tu, bang..

This post has been edited by lwb: Feb 15 2010, 03:58 PM

Erm, i asked already but the officer tell me to refer to the web, where all these details are not in the web, thanks...

It's the temporary PIN number you need to create yourself. It can be any combination of 6 digits. You just need it to activate your online banking account. And be sure to register your cell number at the ATM because you'll need it to receive the PAC. You can find out more about PBB online banking via their website FAQ menu on the left.


Information about annual fee for ATM card, minimum deposit are all available on their website. You might want to check again.

O... thanks, I will check there later. But, recently, i have already checked there regarding how to apply online banking, but there only stated how to register, and they dun stated what code i required to type in during atm for applying PBEbank.com.

This post has been edited by chunf: Feb 16 2010, 06:00 PM

One more question here (sorry for so many question...)
1. I apply for pbebank.com today through atm, but after i key in the new pin for pbebank.com, i have to wait for about 15 seconds, then i says "transaction cancel", the same goes to when i apply for PAC, why is it so? At what part have i do it wrongly?

Not too sure what is wrong. But everyone will be back at work tomorrow, so i suggest you apply for online banking inside the branch. You'll be able to use the online banking facility after 7pm tomorrow.

Erm, what do i need to apply for online banking?

Just go to one of the customer service counters and tell the officer on duty you'd like to apply for online banking. You'll be asked to fill in some forms and they will give you a randomly generated password through a sealed letter after that. You'll be able to access your online banking account after 7pm that day.

So, do i need to bring along my parents since i am below 18.

I am not exactly sure if anyone under 18 can use PBB online.

WTA: I have a PBB savings account and have online banking; my law firm gives me their PBB banking account, can I make a direct online transfer from my individual account to their company account? cos not sure if there is restriction to transfer from individual to company; the company has to be registered with pbb?

hi,
i just received my pb visa electron card.can you guys tell me how to activate the card?
i haven't received any activation pin yet....

Hi!

Does anyone know how long does it take to get the activation pin after the card is received? I just got the card (PB mastercard), so I'm just waiting for the activation pin. Is there any other way to activate it besides waiting for the pin?
I know MBB allows for activation via SMS.

from my past experience, the bank executive told me within 24 hours.
can try to call their CS as well. =)

Anyone knows how much e-statement charges for online banking?