A fund which invest in Malaysian Medium Term A-AAA Corporate bonds. 

Hi Seiken. May i suggest U start your journey into investing by:
a. Learning about $ management & risk management first.
This will enable U to know your cash inflow and outflow, plan yr expenses, savings & investments + tell your $ where to go for best impact based on your personal goals and wants. These are the foundations that IMHO that are needed to proceed to the rest of the items
If you already know about these, skip to next step 
b. Investment vehicles, general methods & peculiarities of each investment type and investment methods.
+Stocks (excluding REITs)
+Bonds
+Properties & REITs (Real Estate Investment Trusts)
+Commodities & metals

Mutual funds or Unit Trusts are invested in these vehicles. Thus, by learning about these vehicles, U will then know what each Mutual Fund's style are via their prospectus (eg. PSmallCap, PFES, PBOND, etc.) or the general types of mutual funds (Equity Funds, Bond Funds, Balanced Funds)
+ Mutual Funds' prospectus
c. Draw up a cohesive plan - big pix like Asset Allocation & details like which methodology to use (eg. DCA, Value Averaging, Lump Sum during crashes, etc).
With these, U'd then be able to select the best mutual funds which fits your goals and plan.
My apologies if you're looking for a "buy this & that bcoz..." kind of response. IMHO, investments and in particular, financial planning, is very very subjective and is heavily dependant on the personal goals, risk appetite & how hands-on or hands-off the investor wants.

U may want to check out http://forum.lowyat.net/topic/1577849/+413 - i've put in a ZIPped file with a few Excel worksheets to help with the calculations + a general overview of Financial Planning. Please note that these are my own personal tools and views and shared as is - use at your own risk 

You might want to try Index Fund..
Since our index will be penetrating to new heights this year, KLCI projected to break 1600.

It will be a good go into Index Fund now.. After all, this fund will be very good in a long run. Holding power is important here.
As a growing country in Malaysia, our index will be at a good growth rate. 1 year ago, KLCI is hovering at 1200, now it is at 1560.

Another 3-5 years down the road, we might be able to see KLCI heading towards 1800 range (Skeptical calculation)

Sell on good news, buy on doom & despair...

Xuzen

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Added on June 3, 2011, 4:37 pm

Why are you taking out your FD to put into fixed income fund? Makes no sense..

If you have no time to monitor, Regular Saving Plan is the best.

Just be a passive investor and continue to generate income from where you know best i.e. your healthcare industry.

Xuzen.

I don't think I want to stick to the UT consultant any more. Sigh...
He asked me invest RM1500 per month, then buta-buta gets 2.5% commission from me, not looking after my fund, guarantee me to earn profits after 10 years, like this i also can be my own consultant liao lah...
Sad sad sad...

But according to debbie, the consultant is like "Kam sau", want her to put all her leftovers for the month in mutual fund. Like this is "kam sau" style already, and not putting some of the monthly salary.