Bro - no point getting angry over an investment, if it's not performing, cut loss.

BTW, my friend's wife who went in into PCSF early 2008 (as in 1st quarter or so), and kept on doing TwinVest (DCA+VCA) until now - she's making profits leh. So.. er.. it's not just the fund selection which is important, it's also one's entry & exit plans 

BTW, anyone here lost lots on PFEPRF? That one also made good $ for my sis & i - both on TwinVest AND Trend-based Entry & Exit rules. Just making a point that one can "nearly" make good returns if one has a plan, not just selecting a fund and "let it run".