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 Public Mutual v2, PB/Public series

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mikecrush
post Sep 12 2010, 08:57 PM

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i joined PUBLIC FAR-EAST PROPERTY & RESORTS FUND like 3 years ago but still below 25cents until today.

Seems like its stuck there until it goes back to 25cents per unit

meanwhile i am planning to take ittikal funds

must do research before joining
mikecrush
post Sep 14 2010, 08:25 PM

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QUOTE(MNet @ Sep 14 2010, 06:31 PM)
u join during they launch the funds?
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yep back in 2007 sept

but i need to make a correction here. I had a talk with my agent yesterday.

Since i am debiting every month from my bank account , i am buying units for less now since its below 25cents per unit.

Leveraged the amount and now actually making money , But little oni RM550 for all the 3 years. (coz my amount accumulated less than 5k to date) . This will be my savings that i would not touch until my old days . hahaa.. by then i hope will cross the RM1 or RM2 mark.
But if you want to take out the money for emergency also can , just sell back your units and get cash into your account that's what i have been told by my friend who took the same time with me .

BUuttt ...if u put lump sum others example 20k when it was 25cents surely didn't make money until today. So a word of thought , debit every month from your account maybank or public bank . they minus RM1 for each debit transaction for maybank (public bank i dunno, maybe free kot i'm not sure ) .

yah so thats what i can muster for now MNet:)




mikecrush
post Sep 14 2010, 08:28 PM

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QUOTE(David83 @ Sep 14 2010, 06:36 PM)
MNet, you use translate the page using Google?
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seems like same problem for me . I am seeing default language chinese simplified

at the top can you see the ENGLISH button . just click on that
http://www.fundsupermart.com.hk/hk/main/re...&articleNo=4148

now its in english

enjoy
mikecrush
post Sep 14 2010, 10:54 PM

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QUOTE(howszat @ Sep 14 2010, 08:37 PM)
By default, it does not bring you to the English page. You need to click on the little "English" option at the top of the page.

I'm going to put a little bit in. This is definitely a high-risk, big loss high return type of fund. Compounded by the fact the Rupiah is also prone to big swings.

PS: someone already mentioned about the English click. That's what happens when you start a reply and the phone rings.


Added on September 14, 2010, 9:04 pm
Just a comment that while agents would like to talk about cost-averaging, it does not mean it's a sure winner in the long term.

Some funds will do well in the long term, some funds wouldn't. The ones that are less likely to do well in the long term are sector-specific, like Properties related.

Instead, for the long term, you should consider less sector-specific funds. Like equity funds which are more across-the-board, or balanced funds.
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ah i see, yes i have been hearing that too for some time now. But i am no going to take out the money from PFEPRF but open a new account with Equity or bond funds later.

Its interesting that in forex market . Only leveraging gave me good returns. Looks like mutual fund also behave this way.

what do you think about PUBLIC ISLAMIC EQUITY FUND & PUBLIC AUSTRALIA EQUITY FUND

do u have any equity funds personally ?

thank you for any insight


mikecrush
post Sep 25 2010, 06:58 AM

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QUOTE(almeizer @ Sep 21 2010, 10:05 AM)
As far as I know, PM online does not provide investing using EPF. Probably u need to do it through agent or public bank.
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my cousin used his EPF to invest in public mutual , but he went thru an agent

so i would recommend you to go directly to public bank if you don't know which agent to go for. ..its a lot of money so better check with PB for the black and white


mikecrush
post Oct 22 2010, 02:52 PM

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QUOTE(buylowsellhigh @ Oct 22 2010, 02:18 PM)
I am a unit trust consultant, if you like a more detailed help, feel free to PM me.
However, to answer your question, if it were me and this is what i do in general,

the strategy that i employ and advise my clients depend on the market in general. I track the long term trend.
if the long term trend is up, i advise my clients to go for agressive equity fund, mostly for capital gain. this can be For examples PCIF, PIDF, etc. The final selection is made after discussion with the clients.

if the market's long term trend is down, i do not advise for equity fund, instead the choice is a bond fund sich as pisbf.

When the long term trend changes direction, I advise my clients to switch.

If the long term trend is up, no point of holding back the investment, personally i go for lump sum investment, but some clients may prefer to hold back some, up to them. some of their monthly savings go into the fund on a monthly basis.
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how i wish my agent was as thorough as you smile.gif thanks for sharing all the info so far

i have Public china select fund(PCF)and public far east property and resorts fund (PFEPRF) . joined in 2007

i paid lumpsum and continue to pay monthly for both since i want to take advantage or leveraging.

i would appreciate if you can give your views on these 2 funds ?

thank you in advance



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