Hi guys, My dad have some units in PM, Unfortunately the servicing agent is no longer around. Is it possible to call HQ to know how much he have in the respective funds?
Public Mutual v2, PB/Public series
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 Jun 27 2010, 02:57 PM
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#1
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Jun 27 2010, 03:55 PM
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#2
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Thanks bro, Can they provide such info such as unit price during purchase and how long have my dad been holding it? I suspect some of the funds did end up losing money.
Or they will arrange a new service agent? |
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Jul 1 2010, 04:28 PM
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#3
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i just checked with PM, Most of my dad's fund were bought at 2007 ogos. Put in a total of 59k and now value is 62k.
Already lost out to inflation  This post has been edited by idunnolol: Jul 1 2010, 04:29 PM |
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Jul 1 2010, 04:52 PM
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#4
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QUOTE(gark @ Jul 1 2010, 04:46 PM) Aiya, did you even count the dividend received? Those are profits too, so must be calculated as a total. Thats the price after factoring in everything eg dividend reinvested Xuzen Most of the funds are Islamic dividend. Total crap. Still lose out on the 5.5% commission ,So its actually a loss |
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Jul 1 2010, 08:15 PM
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#5
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Guys,if i were to switch fund, Will the 5.5% charge apply?
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Jul 1 2010, 08:30 PM
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#6
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IIRC my dad have a fund that is public islamic dividend fund. Return is absolutely rubbish with 5.1k in at 2007 and now only 5.2k
Was thinking to put them into highly aggressive fund such as Small Cap |
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Jul 2 2010, 12:30 AM
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#7
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QUOTE(gark @ Jul 1 2010, 11:02 PM) Emm Public Islamic Dividend Fund is a defensive fund, the performance is actually not too bad. Are you sure taking even more risk is a right step? Since you are so worried about short term performance and all? Well,I for one would prefer the current value to be red instead of making some paltry sum. Anyway he still have around 5 more years to go so might as well put them into highly aggressive fund. 5k isnt a lot of money anyway nowadaysAnyway my bad, thanks howzat for pointing it out that the RM 25 is not payable if 5.5% is charged.  Added on July 1, 2010, 11:04 pm You look at the fund performance (dividend reinvested) vs. benchmark. PM still do give out dividends although their fund have lost money for the year. |
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Jul 2 2010, 01:49 PM
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#8
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Really? So like PB select bond fund, There is only 0.25 service charge?
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Jul 2 2010, 06:26 PM
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#9
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Dear xuzen. Can you show how you get the 6% return as as the simple profit now is only a 1.9% increase and an online calculator show an annualized return of 0.649 % only
This post has been edited by idunnolol: Jul 2 2010, 06:35 PM |
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Jul 3 2010, 04:43 PM
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#10
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Are you sure the annualized return is so high when arithmetic return is only 1.9. None of the calculators can back it up
here's a link to some calculators below http://www.gummy-stuff.org/petrovski.htm http://www.dinkytown.net/java/AnnualReturn.html http://www.money-zine.com/Calculators/Inve...ent-Calculator/ This post has been edited by idunnolol: Jul 3 2010, 04:47 PM |
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Jul 3 2010, 09:41 PM
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#11
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Will it make a difference
Last last time i have 5.1k inside. Then now i only have 5.2k AFTER all my dividends are reinvested back to the fund. So now my money only grew 100 right? |
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Jul 4 2010, 12:23 AM
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#12
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Think should be. I am not that sure anyway because that 5.1k figure is what i got from telephone conversation
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Jul 17 2010, 11:58 PM
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#13
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Dear all, I need some advise from taiko's here
I am sure some remember my dad's predicament in PM where it is a negative return after 2-3 years time frame, Just check with PMO and there is like around 100k unit distributed into 6 funds. Is it wise to stick to it hoping it averages out or cut short and throw back into EPF? |
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Sep 14 2010, 08:06 PM
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#14
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If switching to the Public Indonesia fund, Got minimum unit required?
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Sep 15 2010, 12:09 AM
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#15
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QUOTE(David83 @ Sep 14 2010, 10:45 PM) Yes. Min units is 1000. Thanks bro,Just say i like to switch from my bond fund, I just need to switch out 1000 unit from bond fund? Or i need to take out X unit from bond fund to make up 1000 unit in PINDOSF? |
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