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 Public Mutual v2, PB/Public series

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celinek
post Dec 29 2010, 08:44 AM

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for each 100 invested, I need to pay 5+ for the fees. The return is not high, I invested 2000 on one of the fund and until today the value is only 2100++. In 2 years, I only earn 100++. If price going to drop next year, I could not even get back my own money ..
celinek
post Dec 29 2010, 11:22 AM

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QUOTE(JinXXX @ Dec 29 2010, 09:58 AM)
you going long term or short term ?? "usually" mutual funds return comes in during the long term.. on avg...
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Long term. Until now it is almost 3 years and this return is very bad. If this is to reduce the inflation rate annually, I considered this is -ve return for this 3 years. I have total 2 unit trust investments and it will be the only 2. I will not recommend this kind of fund to my friends or family. There is more opportunites that much better than this. My personal opinion.
celinek
post Dec 29 2010, 12:17 PM

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QUOTE(JinXXX @ Dec 29 2010, 11:25 AM)
care to share and enlighten us to the other opportunities  ??
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I am normal investor tongue.gif

ASNB fund, stock market and some others on guranteed fund
celinek
post Dec 29 2010, 01:03 PM

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QUOTE(gark @ Dec 29 2010, 12:31 PM)
Please note that most guaranteed fund is a very misleading investment. It is nothing more than 90-95% long term fixed deposit (NID) and some 5%-10% in highly speculative stocks, yet you pay high fees for very meager returns.  shakehead.gif Stay far far away.
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You mean structure deposit ? hmm.gif

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