After Public Mutual finish selling the PB China Australia Equity Fund to investor.
China Australia stock markets will crash, retail investors timing is always perfect.

Unit trust investments are for long term.

Where can i obtain PM fund historical daily prices for past 100 days?

End of Period FY Current Year NAV per unit

divided by

End of Period FY Previous Year NAV per unit

multiply by 100



Did you notice any problem with this method of calculating returns based on NAV?

The risk of the fund is fully borne by units trust investors. Yearly management fees will continue to be charged regardless whether your fund has postive or negative investment income. These management fees are charged daily based on capital contributed plus unrealised profits by investors or net asset value of the fund. PM has many popular funds that has more than a billions dollars in size.

there are also cases where dividends received past few years may not be able to cover the loss in NAV.

units trust won't gurantee you will not loss your capital and continue paying management fees.

Measuring from the beginning of 2009 to end of 2009 Hang Seng Index gain almost 70%. The floating gains/profit of 30% is very reasonable. If he continue to hold till end of the year become only 3% dreaming profit? If he has enter from begin 2008, he is actully still underwater. dare him to measure from begin 2010 till mid 2010?

interests earn from bank are permanent, gain from UT are temporary unless you cash out, otherwise your NAV are only worth dreaming.

HLG has close 2 fund Dana Munir, Euro Dividend Growth end of June 2010.

Based on 2010 performance PBIBF is better on capital growth

PBIBF : 10,000 == 10,400 units

PISBF : 10,000 == 10,200 units

Both gives out 5sen cash distribution, the yield willdepends on what price you bought your units.